Secretary of State
Due to the implementation of the state's Electronic Lien and Title (ELT) system in March of 2021, your title will be held electronically by the Michigan Department of State. This means you will not be receiving a paper vehicle title until your vehicle loan has been paid in full. When you make the final payment to your lender, they will inform the Michigan Department of State to release a paper copy of your title, which will automatically be mailed to you.
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