Do I need workers' compensation insurance for my employees?Agency: State
Class C and Class R dealers must maintain workers' compensation insurance for employees classified as automobile dismantlers, or have an exemption from the Michigan Department of Insurance and Financial Services (DIFS);
Class H dealers must maintain workers' compensation insurance as prescribed by their home state;
Other dealers may also need to carry workers' compensation insurance but proof of such insurance is not required with the application for Class A, B, D, E, F, G or W dealers (unless also licensed as a Class C or R dealer).
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