Insurance Identity Theft
Insurance identity theft happens when stolen identities are used to make claims and gain insurance benefits. Someone using a stolen identity could report an accident and make an auto insurance claim resulting in higher premiums. This could lead to denial of insurance or furthermore, legal action, if the insurance company discovers the fraud and blames it on you.
To avoid becoming a victim, secure all of your personal information and report to your insurance companies should any of your information be compromised.