Welcome to MSHDA's Information Center for Mortgage and Real Estate Professionals
Our mission to provide decent, safe, affordable housing for Michigan residents is accomplished with the help of the Lenders and Realtors that work with us. MSHDA’s programs are uniquely designed to allow more people to buy homes and to stimulate the housing market by issuing federal tax credits to eligible borrowers.
If you are already a participating lender – our secure Lender Online website is the best place to find program information (manuals, forms, announcements); file information (make reservations, check loan status); administration information (Lender letters, staff directories). If you do not have access to Lender Online, please contact Deb Guy at GuyD1@michigan.gov.
Our current underwriting turn time is 48 hours from noon the day the package is received. You can check the status of your loan package at Lender Online
MI Home Loan (Bond Program formerally known as MI FIRST)
MI Home Loan Flex (MBS Program formerally known as MI NEXT)
MI Home Loan Underwriting YouTube Podcast – NOW AVAILBLE
MI Home Loan Closing YouTube Podcast – NOW AVAILBLE
Mortgage Credit Certificate Webinar – NOW AVAILBLE
eDocs PowerPoint Presentation – NOW AVAILBLE
Lender Online (password required)
Product Comparison (MI Home Loan vs. MI Home Loan Flex)