Welcome to MSHDA's Information Center for Mortgage and Real Estate Professionals

Our mission to provide decent, safe, affordable housing for Michigan residents is accomplished with the help of the Lenders and Realtors that work with us. MSHDA’s programs are uniquely designed to allow more people to buy homes and to stimulate the housing market by issuing federal tax credits to eligible borrowers.

If you are already a participating lender – our secure Lender Online website is the best place to find program information (manuals, forms, announcements); file information (make reservations, check loan status); administration information (Lender letters, staff directories).  If you do not have access to Lender Online, please contact Deb Guy at GuyD1@michigan.gov.

 Our current underwriting turn time is 48 hours from noon the day the package is received.  You can check the status of your loan package at Lender Online


Homeownership Programs

MI Home Loan (Bond Program formerally known as MI FIRST)

MI Home Loan Flex (MBS Program formerally known as MI NEXT)

Mortgage Credit Certificate (MCC)

Property Improvement Program (PIP)


Become a MSHDA Lender

MI Home Loan  - Lender Requirements and Application

MI Home Loan Flex - Lender Requirements and Application

Mortgage Credit Certificate Lender Requirements and Application


Training

 
MI Home Loan Underwriting YouTube Podcast NOW AVAILBLE

MI Home Loan Closing YouTube Podcast NOW AVAILBLE

Mortgage Credit Certificate Webinar NOW AVAILBLE

MI Home Loan Flex Webinar

Lender Sales Training – Comprehensive in-person overview of MSHDA programs

Realtor Training Request – comprehensive in-person overview of MSHDA programs

eDocs PowerPoint Presentation NOW AVAILBLE


Resources

MSHDA Business Development Specialists

MSHDA Income & Sales Price Limits and Targeted/NonTargeted Areas Expanded

Housing Education Locator

Lender Online (password required)

Product Comparison (MI Home Loan vs. MI Home Loan Flex)