Insurance Bail Bond Writer and Bounty Hunter FAQ
- How do I become a bail bond writer?
If you are a producer who is already licensed for Surety, for Limited Lines Property and Casualty, or full Property and Casualty lines of authority, you are able to contract with insurers who write surety and fidelity coverage.
If you are not already a licensed producer, you need to complete the following:
- Review the web page How to become licensed as a Resident Producer or review the web page How to become licensed as a Non-Resident Producer for the steps to request a surety license.
- After your license is approved, you are required to contract with and be appointed by surety insurers. This will allow you to represent the insurers for the bail bonds they write in the State of Michigan.
- You will also need to contact the chief justice of the specific courts in which you desire to write bail bonds. You will need to ask how you can be approved for the court's list of acceptable bail bond underwriters/producers. Each chief justice and/or judge determines for his/her court(s) which bail bond underwriters/producers are acceptable.
- How do I become a bounty hunter (skip tracer)?
To determine if you require a license as a Collection Agency or Professional Investigator, please contact the Licensing Division of the Corporations, Securities, & Commercial Licensing Bureau at 517-241-9221.
- What should I do if I have a complaint against a bail bond writer?
File a complaint with our Consumer Assistance Section by calling 877-999-6442 or by utilizing the complaint form on our website. DIFS staff will investigate and take necessary action against bail bond writers who are under our regulatory jurisdiction pursuant to the Michigan Insurance Code.
In addition, file a complaint with the judge or the chief justice of the court to whom your case is assigned. The courts should be able to remove egregious violators from their list of acceptable bail bond writers and take other actions allowed pursuant to Michigan laws covering court operations.
The answers provided are not meant to be a substitute for legal advice.