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How to Become Licensed as an Insurance Adjuster

Resident Insurance Adjuster

  • File an Electronic Resident Licensing (ERL) application through the National Producer License Registry (NIPR) website. The application/license fee is $15.00 plus a $5.00 transaction fee. An application is good for six months from entry into our database. For questions relating to electronic application submission, contact NIPR Customer Service at 855-674-6477.

  • Lines of authority available are:
    • Fire and other hazards
    • Worker’s Compensation
    • Crop
      • Includes multi-peril crop insurance as administered by the Federal Crop Insurance Corporation
      • Review Bulletin 2010-05-INS for requirements to obtain a license without an examination for applicants holding an MPCI or FCIC certificate
      • Application must include the name and Company Code of the insurance company

  • If an adjuster works for an adjusting firm, he or she must respond “YES” to the corresponding question on the application and enter the requested information.

  • Successful completion of the examination.  If the examination is not passed within six months, the applicant must submit a new license application and fee, and reschedule their examination.  Visit our Examination Information page for information specific to the examinations.

Non-Resident Insurance Adjuster

Non-Resident adjuster applicants must be licensed in the state in which their principle place of residence or business is maintained for all lines of authority requested in Michigan.  In addition, if the resident state did not require the successful completion of an examination at the time of licensure, applicants must either take the Michigan examination or provide proof of successful completion of an equivalent examination from a state where they are currently licensed.  Applicants who need to take the Michigan examination should refer to our Examination Information page to review the examination requirements for Resident applicants.

  • File an Electronic Non-Resident Adjuster Licensing (NRAL) application through the National Producer License Registry (NIPR) website. The application/license fee is $15.00 plus a $6.18 transaction fee. An application is good for six months from entry into our database. For questions relating to electronic application submission, contact NIPR Customer Service at 855-674-6477.

  • Lines of authority available are:
    • Fire and other hazards
    • Worker’s Compensation
    • Crop
      • Includes multi-peril crop insurance as administered by the Federal Crop Insurance Corporation
      • Review Bulletin 2010-05-INS for requirements to obtain a license without an examination for applicants holding an MPCI or FCIC certificate
      • Application must include the name and Company Code of the insurance company

  • If an adjuster works for an adjusting firm, he or she must respond “YES” to the corresponding question on the application and enter the requested information.

  • Successful completion of the examination if the applicant is not active in another state that requires an examination. If the examination is not passed within six months, the applicant must submit a new license application and fee and reschedule their examination. Visit our Examination Information page for information specific to the examinations.