Skip Navigation
Michigan Department of Insurance and Financial, Official Website for the State of Michigan Home
close print view


A counselor’s license will allow a person to counsel in one or more of the following areas with the proper qualifications: life (LI) insurance, accident and health (AH) insurance and/or property and casualty (P&C) insurance. Persons admitted to the practice of law in Michigan may counsel insurance without obtaining a license, but cannot represent themselves as licensed counselors by the State of Michigan.

Only persons licensed as Counselors may:

  • Audit or abstract insurance policies or annuities.
  • Provide advice, counsel, or opinion with respect to benefits promised, coverage afforded, terms, value, effect, advantages, or disadvantages of a policy of insurance or annuity.
  • Advertise, solicit business, hold themselves out to the public as an insurance counselor, or use such terms as "consultant", "consulting services", or any other language that implies licensed Insurance Counselor.

Once You Are Licensed

• Reinstatement

• Refunds

• Renewal Information

• License Status Definitions

Quick Links
 •  Insurance Producer, Adjuster, Counselor, and Solicitor Locator
 •  DIFS Administrative Rules
 •  Contact Us
QR code Home
PoliciesMichigan Survey

Copyright © 2014 State of Michigan