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Learning Pathways

New badges for the Mi Money Matters learning pathways

Financial Foundations badge

LEVEL 1

Financial Foundations

Start building a strong financial base with practical, easy‑to-understand skills. Level 1 helps you learn the essentials, from saving and budgeting to managing financial stress, so you can feel confident taking control of your money and setting goals that work for your life.

Complete the following courses and earn the Financial Foundations badge.

  • Personality Quiz

  • Banking with Financial Institutions

  • Finding Your Dream Career

  • Saving for goals

  • Creating a budget

  • Managing financial stress

  • Setting up an emergency fund

Financial know-how badge


LEVEL 2

Financial Know-How

Once you’ve mastered the basics, Level 2 takes you deeper. Explore topics like earning potential, credit scores, student loans, and long-term planning. This level equips you with the knowledge to make informed choices and stay on track as your financial responsibilities grow.

Complete the following courses and earn the Financial know-how badge.

  • Understanding paychecks and W2

  • Maximizing your earning potential

  • Understanding credit reports and scores

  • Using Credit Cards Responsibly

  • Borrowing Smart and preparing for higher ed

  • Staying on track with student loans while in school

  • Creating a financial plan for your priorities and goals

  • Planning for retirement

Wealth building badge

LEVEL 3

Wealth Building

This Learning Pathway gives you the tools to move from managing money to building lasting financial strength. Learn strategies for paying down debt, improving credit, investing, protecting yourself from scams, and planning for major milestones. Each course helps you create a sustainable path toward long-term security.

Complete the following courses and earn the Wealth Building badge.

  • Getting out of debt

  • Mastering credit and optimizing your score

  • Repaying your student loans

  • Buying a home and understanding mortgages

  • Searching for unclaimed property

  • Preparing an estate plan

  • Protecting yourself from identity theft and scams

  • Empowering people with disabilities through ABLE accounts

  • Investing to build wealth

Financial Sustainability badge

LEVEL 4

Financial Sustainability

In the final Learning Pathway, you’ll learn how to maintain financial wellbeing over the long run. From insurance and taxes to retirement living and planning for future expenses, Level 4 gives you the insight to stay resilient, prepared, and confident throughout every stage of life.

Complete the following courses and earn the Financial Sustainability badge.

  • Saving for child's education

  • Understanding the basics of 529s

  • Buying or Leasing a Car

  • Banking beyond checking and savings

  • Filing your taxes

  • Making the most of your HSA

  • Assessing your insurance needs

  • Understanding Health Insurance

  • Living in retirement