Michigan’s new auto insurance law allows people with Medicaid to make certain selections on their auto insurance policies. Auto insurers, directly or through their agents, should collect Medicaid documentation not only when a person first applies for coverage, but also at every renewal when a person is relying on Medicaid to make a PIP medical coverage selection.
Documentation can be in the form of a current Medicaid card. This guide includes images of Medicaid cards in use as of August 2024.
Michigan Medicaid mihealth card
Michigan contracts with 9 health plans to provide health services to Medicaid beneficiaries. Beneficiaries who are enrolled with these plans have ID cards that may look like commercial health insurance; however, the beneficiaries are Medicaid enrollees. DIFS has provided samples of the ID cards that agents may encounter when verifying Medicaid enrollment for these beneficiaries.
Aetna Better Health of Michigan
Blue Cross Complete of Michigan
HAP CareSource
McLaren Health Plan
Meridian Health Plan of Michigan, Inc.
Molina Healthcare of Michigan
Priority Health Choice
UnitedHealthcare Community Plan
Upper Peninsula Health Plan
Updated 8/28/24.
If insurers or agents have questions about this process, DIFS can help. Call the department at 833-ASK-DIFS or email AutoInsurance@michigan.gov.
