Skip to main content
Auto Insurance

Auto Insurance

Notice

Pending court proceedings may affect some of the information contained on this website. DIFS is working to review and update all auto insurance-related content as appropriate.

New Choices, New Savings

As a result of Michigan's new auto insurance law, Michigan drivers have all-new choices and lower cost insurance options. With these new options and savings available, there has never been a better time for Michiganders to shop for auto insurance.

To get started, check out some shopping tips on our website and contact a licensed insurance agent or insurer to apply for a policy.

Learn More
Cars driving across the Mackinac Bridge with an American Flag hanging from the bridge

Resources for Drivers

Lower Costs

Consumer Protections

New Options to Choose

Shopping Tips

FAQs

Consumer Guides

File a Complaint

Medicaid ID Card Guide
Michigan's New Auto Insurance Law Video

Michigan's New Auto Insurance Law

Governor Whitmer signed historic bipartisan auto no-fault legislation to lower costs for Michigan drivers, maintain the highest coverage options in the country, and strengthen consumer protections. The legislation creates a better no-fault system for drivers. These changes will apply to policies issued or renewed after July 1, 2020.
Learn More

Latest News 

New DIFS Bulletin Ensures That Eligible Michiganders Can Get Auto Insurance

March 07, 2023

(LANSING, MICH) In response to recent national trends, the Michigan Department of Insurance and Financial Services (DIFS) has issued a bulletin to remind insurers that they mu...

Navigate Holiday Mishaps with Help From DIFS

December 12, 2022

(LANSING, MICH) As 2022 comes to a close, the Michigan Department of Insurance and Financial Services (DIFS) recommends that you review your insurance policies and other impor...

DIFS Encourages Drivers to Review Auto Insurance Policies to Understand Coverage for Vehicle-Deer Collisions

November 15, 2022

(LANSING, MICH) The Michigan Department of Insurance and Financial Services (DIFS) is reminding consumers to review their auto insurance coverage to make sure they understand wh...

DIFS Offers Winter Weather Insurance Tips to Michigan Residents

November 07, 2022

(LANSING, MICH) It is Winter Hazards Awareness Week in Michigan, and the Michigan Department of Insurance and Financial Services (DIFS) is reminding Michiganders to review the...

View More