Hero Panel

Access account information or make a payment on your MGA defaulted loan in the Borrower Portal

  • Borrower Portal

    Access account information or make a payment on your MGA defaulted loan in the Borrower Portal


Payment Panel


Federal Loan Forgiveness, Cancellation and Discharge

  • Forms

    In certain situations, you can have your federal student loan forgiven, canceled, or discharged. Find out whether you qualify due to your job or other circumstances.

    Get Forms


Scam Panel

Avoid Loan Scams

  • Avoid Loan Scams

    In response to the continuing stories of illegitimate companies taking advantage of and preying on federal student loan borrowers, the National Council of Higher Education Resources (NCHER) has created an easy-to-understand infographic which offers simple tips that borrowers can use to identify potential scams and avoid them when repaying their federal student loans. The infographic also includes phone numbers and websites for legitimate student loan assistance and urges borrowers to contact the Federal Trade Commission with information about scams.

    View the Infographic

  • Avoid Loan Scams Image

    Avoid Loan Scams

Contact Panel


  • Contact Us


    Contact Us

    P.O. Box 30047

    Lansing, MI 48909-7547

    Tel: (800) 642-5626

    Fax: (517) 335-7449

About Panel

About the Michigan Guaranty Agency (MGA)

  • About MGA

    The Michigan Guaranty Agency (MGA) administers the Federal Family Education Loan Program (FFELP) which includes the Subsidized Federal Stafford Loan Program, the Unsubsidized Federal Stafford Loan Program, the Federal PLUS Loan Program, and the Federal Consolidation Loan Program. It does so by guaranteeing the purchase of defaulted loans from FFELP lenders across Michigan. During its more than 45-year history with FFELP, MGA has guaranteed over $14 billion in loans. Beginning July 1, 2010, no new loans are guaranteed under FFELP, however, MGA has over $1.7 billion in outstanding loans that must be monitored, claims processed, or default payments collected.

    MGA also provides services to postsecondary institutions that include outreach activities aimed at postsecondary students and other training opportunities. Services to borrowers are done through borrower information programs, financial literacy training, and customer assistance with all aspects of repayment.