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Michigan Alternative Student Loan (MI-LOAN) Program


MFA-Student Loan Programs has been assisting citizens of Michigan with higher education services since 1975. While no longer issuing new loans, MFA-SLP continues to provide repayment assistance to existing borrowers of the Federal Family Education Loan (FFELP) and the Michigan Alternative Student Loan (MI-LOAN) Programs, including: loan servicing oversight, delinquency prevention, default resolution, and loan rehabilitation.


Make a One-Time Payment

MI-LOAN borrowers in any status may make a single payment by phone, by mail, or online at Firstmark.

Recurring Payments For Repayment Status Borrowers

MI-LOAN borrowers that are current and in repayment status may enroll in AutoDebit/KwikPay to make automatic recurring payments and, upon approval, receive a 0.25% interest rate reduction.

Recurring Payments for Default Status Borrowers

MI-LOAN borrowers in defaulted status may enroll in automatic recurring payments at the payplace. Note: There may be a convenience fee added for this payment option.  

Mail a Payment

Firstmark Services
c/o Private Loans
PO Box 2977
Omaha, NE 68103-2977

Make checks payable to "MI-Loan"  and indicate the account number on the payment.

person helping student at computer

You Don’t Have to Pay for Help With Your Federal Student Loans

Many student loan debt relief companies charge a fee to provide services that you can take care of yourself for free by contacting your loan servicer. At no cost, your loan servicer may be able to help you lower your monthly loan payment; change your repayment plan; consolidate multiple federal student loans; see if you qualify for loan forgiveness or other programs; and may be able to help you work toward getting your loans out of default. 

For more information, contact us.

Contact Us


PO Box 30051
Lansing, MI 48909
Phone: (888) 643-7521
Fax: (517) 335-6699