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MiFellowship Privacy Policy
STUDENT LOAN PROGRAMS - MiFELLOWSHIP (SLP) NOTICE OF PRIVACY PRACTICES
FACTS: WHAT DOES SLP DO WITH YOUR PERSONAL INFORMATION?
WHY? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
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WHAT? |
The types of personal information we collect, and share depend on the product or service you have with us. This information can include Social Security number and transaction history, account balances and payment history, and credit history and credit scores. When you are no longer our customer, we continue to share your information as described in this notice. |
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HOW? |
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons SLP chooses to share; and whether you can limit this sharing. |
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Reasons for sharing information |
Does SLP do this? |
Can you limit this sharing? |
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For our everyday business partners: Process your transactions, maintain your account, respond to court orders and legal investigations, report to credit bureaus, or otherwise with your consent. |
Yes |
No |
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For marketing: To offer our products and services to you |
No |
We do not share |
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For joint marketing with other financial companies |
No |
We do not share |
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For our affiliates everyday business purposes (Information about your transactions, experiences, or creditworthiness) |
No |
We do not share |
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For other companies to market to you |
No |
We do not share |
Common Questions
Who are you? We are Student Loan Programs – MiFellowship (SLP). We are the holder of one or more of your teacher fellowship/loan(s). You can learn more about us at https://www.michigan.gov/mistudentstudentloans/mifellowship.
How does SLP protect my personal information? To protect your personal information from unauthorized access, we use security measures that comply with state and federal law, like computer safeguards and secured files and buildings.
How does SLP collect my personal information? We collect your personal information, for example, when you apply for a fellowship, provide account information, pay your bills, or send us a check, or give us your contact information. We also collect your personal information from other sources, such as credit bureaus or nonaffiliated companies.
Why can't I limit all sharing? Federal law gives you the right to limit only:
- Sharing information about your creditworthiness for affiliates' everyday business purposes
- Sharing with affiliates to allow them to market to you
- Sharing with nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
How do you define affiliates? Companies related by common ownership or control. They can be financial and nonfinancial companies. SLP does not share with our affiliates.
How do you define nonaffiliates? Companies not related by common ownership or control. They can be financial and nonfinancial companies. SLP does not share with nonaffiliates so they can market to you.
How do you define joint marketing? A formal agreement between nonaffiliated financial companies that together market financial products or services to you. SLP does not jointly market.
Where can I find more information?
State privacy law information may be found within (1) the social security number Privacy Act (2004 PA 454) and (2) the Identity Theft Protection Act (2004 PA 452).
Other questions? Call 888-643-7521.
The principal purposes for collecting information, including your Social Security Number (in accordance to Social Security Number Privacy Act 454 of 2004), are to verify your identity, to determine your eligibility to receive a MI Future Educator Fellowship and if a MI Future Educator Fellowship that you receive is converted to a Loan, to determine your eligibility to receive a benefit on the loan (such as forbearance or forgiveness), to permit the servicing of your loan(s), and, if it becomes necessary, to locate you and to collect and report on your loan(s) if your loan(s) become delinquent or in default.
In the event of litigation, we may send records to the Attorney General, a court, adjudicative body, counsel, party, or witness if the disclosure is relevant and necessary to the litigation. If this information, either alone or with other information, indicates a potential violation of law, we may send it to the appropriate authority for action. In circumstances involving employment complaints, grievances, or disciplinary actions, we may disclose relevant records to adjudicate or investigate the issues. If provided for by a collective bargaining agreement, we may disclose records to a labor organization recognized under 5 U.S.C. Chapter 71. Disclosures may be made to our contractors for the purpose of performing any programmatic function that requires disclosure of records. Before making any such disclosure, we will require the contractor to maintain Privacy Act safeguards.
Disclosures may also be made to qualified researchers under Privacy Act safeguards. The information in your file may be disclosed, on a case-by-case basis or under a computer matching program, to third parties as authorized under routine uses in the appropriate systems of records notices. If your MI Future Educator Fellowship has been converted to a loan, the routine uses of this information also include, but are not limited to, its disclosure to federal, state, or local agencies, to private parties such as your relatives identified on the application, present and former employers, business and personal associates, to creditors, to financial and educational institutions, and to guaranty agencies to verify your identity, to determine your program eligibility and benefits, to permit making, servicing, assigning, collecting, adjusting or discharging your loan(s), to enforce the terms of the loan(s), to investigate possible fraud and to verify compliance with State of Michigan financial aid program regulations, to locate you if you become delinquent in your loan payments or if you default, or to verify whether your debt qualifies for discharge or cancellation. To provide default rate calculations, disclosures may be made to guaranty agencies, to financial and educational institutions, or to federal, state, or local agencies. To provide financial aid history information, disclosures may be made to educational institutions. To assist program administrators with tracking refunds and cancellations, disclosures may be made to guaranty agencies, to financial and educational institutions, or to federal or state agencies. To provide a standardized method for educational institutions to efficiently submit student enrollment status, disclosures may be made to guaranty agencies or to financial and educational institutions. To counsel you in repayment efforts, disclosures may be made to guaranty agencies, to financial and educational institutions, or to federal, state, or local agencies. If you have any comments or concerns regarding the status of your individual submission of this Agreement, write directly to:
Rev: March 2024Michigan Department of Treasury
PO Box 30047
Lansing, MI 48909