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Michigan Guaranty Agency

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Michigan Guaranty Agency

Existing Federal Family Education Loan Program (FFELP) loans guaranteed by The Michigan Guaranty Agency (MGA) are fully serviced by Pennsylvania Higher Education Assistance Agency (PHEAA). PHEAA can assist with:

  • Making payments
  • Payment plan options including rehabilitation
  • Loan information including balance, payments, and interest rates
  • Loan Forgiveness and Discharge
  • Forbearance or Deferment

Questions regarding your defaulted student loan account should be directed to the Collections unit at 800-214-9320.

Questions regarding loans in repayment should be directed to your loan servicer or the Default Prevention Unit at 800-445-0216.

Who is my Loan Servicer?

There are several student loan servicers in Michigan making it difficult to keep track of them all. 

Find My Servicer

Federal Loan Forgiveness, Cancellation and Discharge

In certain situations, you can have your federal student loan forgiven, canceled, or discharged. Find out whether you qualify due to your job or other circumstances.

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Contact Us

MICHIGAN GUARANTY AGENCY

P.O. Box 30047
Lansing, MI 48909-7547
Tel: (800) 642-5626
Fax: (517) 335-7449