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ORS Judges Retirement System - Defined ContributionMichigan.gov, Official Web Site for the State of Michigan
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401(k) Retirement Plan Overview

In 1997, the State of Michigan adopted the 401(k) Defined Contribution Plan. Participants in this plan receive a 4% gross pay contribution by the State of Michigan. In addition, participants can contribute their own money to the plan. The first 3% participant contribution is matched by the state with another 3%.

The State of Michigan has a contract with ING to provide record keeping and custody services for the 401(k) Defined Contribution Plan. ING sends account statements to participants each quarter. Questions about the plan in general or the participant's specific account questions can be answered by calling the ING toll-free number (800) 748-6128, or by visiting their website at https://stateofmi.ingplans.com/eportal/welcome.do.

If ING is unable to assist you, please contact ORS.


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The retirement plan information that appears on this website is intended to summarize basic provisions of Public Act 234 of 1992, as amended.
Current laws, rates, and factors are subject to change. Should there be discrepancies between the information reflected here and the actual law,
the provisions of the law govern.



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