Your Final Average Compensation
You qualify for a full retirement at any age with 25 years of service.
If you leave state police employment with ten or more years of service, but fewer than 25 years of service, you will qualify for a deferred retirement at age 50.
You may qualify for a disability pension if you become permanently disabled while a member of this retirement system. The retirement system offers two types of disability pensions, duty and nonduty.
Your spouse or children may qualify for a nonduty or duty preretirement survivor pension if you die before retiring.
When your retirement application is processed, we forward your insurance enrollment information to your chosen health, dental, and vision insurance carriers. You should receive insurance identification cards a few weeks after your pension begins.
As a retiree, your state-sponsored life insurance continues for you and your dependents at no charge to you. Your coverage is 25 percent of the coverage you carried when you left work; your dependents' policies are capped at $1,000 each.
The state of Michigan now offers individual Long-Term Care Insurance (LTC) through LifeSecure. To view LTC plan details, visit the Employee Benefits Division of the Michigan Civil Service Commission under Retiree Eligibility. If you previously enrolled in a state-sponsored LTC plan with Prudential or MetLife, you
Power of Attorney and Advance Directives Resources
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Welcome to the Michigan Office of Retirement Services (ORS) website for the Michigan State Police. Membership in the retirement plan is automatic for enlisted officers who completed recruit school and subscribed to the constitutional oath of office before June 2012.
If you became part of the Michigan State Police in June 2012 or later, you are a member of the Pension Plus Plan. Visit the Pension Plus website for more information.
If you work for the Michigan State Police but are not an officer, you are a member of the State Employees' Retirement System.
The retirement system provides competitive retirement and healthcare benefits and encourages you to take full advantage of them to plan for your future retirement. ORS manages the retirement system carefully to preserve it for you, your beneficiaries, and other future retirees.
During your career, details from your biweekly payroll are reported to ORS. Your pension plan contributions, wages earned, and hours paid become part of your personal pension record.
You also can enroll in the State of Michigan 401(k) and 457 Plans (the Plans) to help supplement your pension with additional tax-deferred retirement savings. ORS administers the Plans while Voya Financial takes care of the daily management.
When you are eligible and ready, you’ll apply for retirement with ORS. Your final wage information will be reported. ORS will become your partner in retirement.
The Michigan Office of Retirement Services (ORS) has received the 2025 Leadership Award for Holistic Financial Wellness from the National Association of Government Defined Contr...
The Michigan Office of Retirement Services (ORS) is a 2025 Savings Champion award recipient from America Saves. ORS was honored for effectively and actively promoting savings st...
The Michigan Office of Retirement Services (ORS) is a 2024 Savings Champion Award recipient from America Saves. ORS was honored for effectively and actively promoting savings st...
ORS is Plan Sponsor of the Year for Government DC plans with $1 billion or more in assets. Among 10 winners of 2024 Plan Sponsor of the Year recognition announced in Chicago at ...