• Which plan am I in?
    Let us help you determine which plan you belong to.

    Welcome to the ORS website for state of Michigan employees in the Defined Contribution plan. Our office is here to help you apply for insurance or disability benefits, and pay insurance premiums when you decide to end your employment with the state of Michigan.

    ORS partners with Voya Financial® and the Michigan Civil Service Commission to offer your Defined Contribution plan. The following section shows which services are offered by each partner and who you should contact to find the information you need.

What's New

  • Holiday Office Closures

    Our office will be closed on the following dates:

    • November 24 & 25, 2016 - Thanksgiving 
    • ​December 23 & 26, 2016 - Christmas 
    • December 30, 2016 & January 2, 2017 - New Year's 

    State office closings for holidays are regulated by the Michigan Department of Civil Service Regulation 5.08. Public Act 124 of 1865 is the Michigan law governing official state holidays.

    Published November 16, 2016

  • Join us for an Open House

    ORS staff along with Voya representatives will host open houses in locations around the state in the days leading up to and during National Retirement Security Week. Each event will offer valuable information about the 401(k) and 457 Plans, refreshments and giveaways. ORS staff will also be available to answer questions about defined benefit plans.

    Tuesday, October 11, 9 a.m. - 1 p.m.
    Quality Inn & Suites, 2603 N. Lincoln Rd., Escanaba

    Wednesday, October 12, 9 a.m. - 1 p.m.
    Park Place Hotel, Courtyard I & II, 300 East State St., Traverse City

    Monday, October 17, 9 a.m. - 1 p.m.
    Constitution Hall, Atrium, 525 W. Allegan St., Lansing

    Tuesday, October 18, 9 a.m. - 1 p.m.
    Muskegon Community College, Room 1200, 211 S. Quarterline Rd., Muskegon

    Thursday, October 20, 9 a.m. - 1 p.m.
    DoubleTree by Hilton Bay City Riverfront, Davidson Room, One Wenonah Park Place, Bay City

    Friday, October 21, 9 a.m. - 1 p.m.
    Cadillac Place, First Floor, Room L-150, 3068 W. Grand Blvd., Detroit

    Published October 3, 2016

  • Form 1095-B is Coming Soon - Updated 1/29/16

    The Office of Retirement Services announced on January 12, 2016, that everyone enrolled in our retiree non-Medicare PPO health care plan (administered by Blue Cross Blue Shield of Michigan) would receive Form 1095-B in the mail by January 31, 2016. The 1095-B forms will now be in the mail by February 5, 2016, and you should receive your form about 3-5 business days after they hit the mail.  We apologize for the delay.

    Information and instructions will be included with the 1095-B form. For specific guidance on information found on the 1095-B statement, contact your tax professional or the IRS. 

    January 12, 2016 Everyone enrolled in our retiree non-Medicare PPO health care plan (administered by Blue Cross Blue Shield of Michigan) at any time in 2015 will receive Form 1095-B in the mail from the Office of Retirement Services by January 31, 2016.  Health Maintenance Organizations (HMOs) and Medicare are responsible for providing Form 1095-B to anyone covered by either of those entities.

    Form 1095-B is a health coverage statement, required by the Internal Revenue Service (IRS). The form is used to report health coverage of individuals who meet minimum essential coverage standards to the IRS on income tax returns. It is your responsibility to make copies of the 1095-B form for your spouse and/or dependents.  For specific guidance on information found on the 1095-B statement, contact your tax professional or the IRS. 

    The IRS has published some general questions and answers about the new health care reporting forms, including what to do with them.

    Published on January 29, 2016

  • Update: U.S. Supreme Court Ruling on Same-Sex Marriage

    The U. S. Supreme Court ruling of June 26, 2015 recognizes the marriages of same-sex couples. If you have been recently married, or will be getting married, as a result of this ruling—or if you were previously legally married in a state that recognized same-sex marriage—ORS can help answer questions about your pension and insurance benefits. The easiest way to contact us is to log in to miAccount and send a secure message using the miAccount Message Board. Please be as specific as you can. We’ll research your account and get back with you with answers to your questions and suggestions as to what you need to do next.


    Published July 2, 2015

  • U.S. Supreme Court Decision on Same-Sex Marriage

    The U. S. Supreme Court decision announced on Friday June 26, 2015 officially recognized same-sex marriages in all 50 states. We are working with the Michigan Attorney General's office and will post more specific information very soon.

    Published June 26, 2015