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Auto and Home

Auto and Home Insurance
A car accident or damage to a home could happen to anyone. You cannot predict these kinds of events, but you can prepare for them with Auto and Home Insurance. Watch the Auto and Home Insurance video for more information on these voluntary products.
As a State of Michigan employee, you now have access to auto and home insurance coverage available to you from two leading insurance providers, Liberty Mutual Insurance and Farmers GroupSelectSM. You can apply for auto and home insurance at any time and choose automatic payroll deduction from either carrier.
Sign up to have your auto and home insurance payments deducted directly from your paycheck and:
- Make paying for your insurance premium easier
- You may qualify for a payroll deduction discount*
- Don't worry about writing checks or scheduling payments
- With payroll deduction, there are no fees or interest charges
- Enjoy this convenient service at no charge
How do I request a quote?
You can either CALL 1-888-825-8395 to request your premium quotes from Liberty Mutual Insurance and Farmers GroupSelectSM or visit the following websites:
How do I know which coverages and deductibles are right for me?
Liberty Mutual Insurance and Farmers GroupSelectSM will take the time to explain all the insurance terms and make recommendations that fit your personal situation.
You should be sure to review all available coverage options and compare quotes and pricing to identify the best coverage solution to fit your Auto & Home needs.
What are my payment options?
There are several convenient billing options, so you can choose what works best for you. Plus, you get special savings when you pay your bill in full or choose an automatic payment method, such as Electronic Funds Transfer. You can choose to:
- Have your payments deducted automatically from your checking or savings account.
- Pay monthly, quarterly, or in one lump sum
- Simplify your life by having your premium payment automatically deducted from your paycheck.
How do I file a claim?
Contact either Liberty Mutual Insurance or Farmers GroupSelectSM any time by phone, online, or via your mobile device.
How can I learn more?
For more information on your auto and home insurance options call 888-825-8395.
Receive a quote and apply for Auto and Home insurance anytime throughout the year by calling 888-825-8395 (888-VALUE-95).

*Coverage provided and underwritten by Liberty Mutual Insurance Company or its subsidiaries or affiliates, 175 Berkeley Street, Boston, MA 02116. Learn more about our privacy policy at libertymutual.com/privacy. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Payroll deduction for affinity employer groups of 100+ members only. Discount filed and approved and varies by state. The program cannot guarantee coverage. A consumer report from a consumer reporting agency and/or a motor vehicle report, on all drivers listed on your policy, may be obtained where state laws and regulations allow. In Texas, coverage provided and underwritten by one or more of the following companies: Liberty Insurance Corporation, Liberty Lloyds of Texas Insurance Company, Liberty Mutual Fire Insurance Company, Liberty Mutual Personal Insurance Company, and Peerless Indemnity Insurance Company.
©2026 Liberty Mutual Insurance
Home insurance has limited availability in MA and is not part of the Farmers GroupSelect program in FL and CA. Advertisement produced on behalf of the following specific insurers seeking to obtain business for insurance underwritten by Farmers Property and Casualty Insurance Company and certain of its affiliates: Economy Fire & Casualty Company, Economy Preferred Insurance Company, Farmers Casualty Insurance Company, Farmers Direct Property and Casualty Insurance Company, Farmers Group Property and Casualty Insurance Company, or Farmers Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. The Farmers GroupSelect program is not available in CA. Coverage outside this program, without certain discounts may still be available for qualified CA applicants from Farmers Ins. Exchange, Fire Ins. Exchange, & Truck Ins. Exchange, with offices in Woodland Hills, CA. List of licenses at farmers.com/companies/state/. Coverage, rates, discounts, and policy features vary by state and product and are available in most states to those who qualify. © 2025 Farmers Insurance®
Liberty Mutual Insurance and Farmers GroupSelectSM operate independently and are not responsible for each others' financial obligations.