Auto and Home Insurance

Benefits for Life Voluntary Insurance Program: Be safe, be protected, be prepared 

Auto and Home Insurance

New for 2021:

  • MetLife Auto & Home business has been acquired by the Farmers Insurance Group.
  • No action is needed on the part of current policyholders. All current policies will continue without interruption. There is nothing policyholders need to do to continue existing coverage. 
  • Policyholders can continue calling the same numbers and accessing the same websites for customer service and claims. 
  • As a result of the acquisition, there will be no immediate changes to policies, aside from rebranding. The same entities that wrote and service the policies are now wholly owned subsidiaries of Farmers.
  • While your coverage is not changing, the MetLife, Inc. family of companies is no longer affiliated with MetLife Auto & Home. As of April 8, 2021 MetLife Auto & Home coverage is issued by a Farmers company. 
  • Policyholders will receive further communication in the mail regarding the change to Farmers Insurance Group.

A car accident or damage to a home could happen to anyone. You cannot predict these kinds of events, but you can prepare for them with Auto and Home Insurance. Watch the Auto and Home Insurance video for more information on this benefit.

As a State of Michigan employee, you now have access to auto and home insurance coverage available to you from two leading insurance providers, Liberty Mutual Insurance and MetLife Auto and Home. You can apply for auto and home insurance, and choose the time and money-saving convenience of automatic payroll deduction from either carrier.

Sign up to have your auto and home insurance payments deducted directly from your paycheck and:

  • You may qualify for a payroll deduction discount*
  • Make paying for your insurance premium easier
  • There is no down payment required with payroll deduction
  • Don't worry about writing checks or scheduling payments
  • With payroll deduction, there are no fees or interest charges
  • Enjoy this convenient service at no charge
How do I request a quote?

You can either CALL 1-888-825-8395 to request your premium quotes from Liberty Mutual Insurance and MetLife Auto & Home or visit the following websites: 

How do I know which coverages and deductibles are right for me?

Liberty Mutual Insurance and MetLife Auto & Home will take the time to explain all the insurance terms and make recommendations that fit your personal situation.

What are my payment options?

There are several convenient billing options, so you can choose what works best for you. Plus, you get special savings when you pay your bill in full or choose one of our automatic payment methods, such as Electronic Funds Transfer. You can choose to:

  • Have your payments deducted automatically from your checking or savings account.
  • Pay monthly, quarterly, or in one lump sum
  • Simplify your life by having your monthly premium payment automatically deducted from your paycheck.
How do I file a claim?

Contact either Liberty Mutual Insurance or MetLife Auto & Home any time by phone, online, or via your mobile device.

How can I learn more?

For more information on your auto and home insurance options call 888-825-8395.

Enrollment in Auto and Home insurance is available throughout the year by calling 888-825-8395 (888-VALUE-95).

Liberty Mutual Logo 

 *Coverage provided and underwritten by Liberty Mutual Insurance and its affiliates, 175 Berkeley Street, Boston, MA 02116 USA. Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. The program cannot guarantee coverage. A consumer report from a consumer reporting agency and/or motor vehicle report, on all drivers on your policy, may be obtained where state laws and regulations allow. In TX: Auto coverage provided by Liberty County Mutual Insurance Company and home insurance provided by Liberty Insurance Corporation. California Department of Insurance license number: 0L45037. Liberty Mutual Insurance Company is licensed in Minnesota. Equal Housing Insurer. ©2021 Liberty Mutual Insurance

The Farmers Insurance Group® has acquired the MetLife Auto & Home business from MetLife, Inc. There are no immediate changes to MetLife Auto & Home customer policies and MetLife Auto & Home customers do not need to take any actions at this time. If your premium is paid through payroll deduction, this will continue without interruption. Please continue to use the same numbers for any claims and service questions.

To learn more, please visit please visit

MetLife Auto & Home is a brand used by Metropolitan Property and Casualty Insurance Company (a MA licensee) and certain of its affiliates: Economy Fire & Casualty Company, Economy Premier Assurance Company, Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, MetLife Auto & Home Insurance Agency, Inc., Metropolitan Direct Property and Casualty Insurance Company (CA Certificate of Authority: 6730; Warwick, RI), Metropolitan Group Property and Casualty Insurance Company (CA COA: 6393; Warwick, RI), and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. The Farmers Insurance Group® has purchased all the entities described above. Farmers did not purchase Metropolitan General Insurance Company. 

Liberty Mutual Insurance and MetLife Auto & Home operate independently and are not responsible for each others' financial obligations.