Auto and Home Insurance

Benefits for Life Voluntary Insurance Program: Be safe, be protected, be prepared 

Auto and Home Insurance

A car accident or damage to a home could happen to anyone. You cannot predict these kinds of events, but you can prepare for them with Auto and Home Insurance. Watch the Auto and Home Insurance video for more information on this benefit.

As a State of Michigan employee, you now have access to auto and home insurance coverage available to you from two leading insurance providers, MetLife Auto and Home and Liberty Mutual. You can apply for auto and home insurance, and choose the time and money-saving convenience of automatic payroll deduction from either carrier.

Sign up to have your auto and home insurance payments deducted directly from your paycheck and:

  • You may qualify for a payroll deduction discount*
  • Make paying for your insurance premium easier
  • There is no down payment required with payroll deduction
  • Don't worry about writing checks or scheduling payments
  • With payroll deduction, there are no fees or interest charges
  • Enjoy this convenient service at no charge

CALL 1-888-825-8395 to request your premium quotes from MetLife Auto & Home and Liberty Mutual Insurance.

How do I know which coverages and deductibles are right for me?

MetLife Auto & Home and Liberty Mutual Insurance will take the time to explain all the insurance terms and make recommendations that fit your personal situation.

What are my payment options?

There are several convenient billing options, so you can choose what works best for you. Plus, you get special savings when you pay your bill in full or choose one of our automatic payment methods, such as Electronic Funds Transfer. You can choose to:

  • Have your payments deducted automatically from your checking or savings account.
  • Pay monthly, quarterly, or in one lump sum
  • Simplify your life by having your monthly premium payment automatically deducted from your paycheck.

How do I file a claim?
Contact MetLife Auto & Home and Liberty Mutual Insurance any time by phone, online, or via your mobile device.

How can I learn more?
For more information on your auto and home insurance options call 888-825-8395.

Enrollment in Auto and Home insurance is available throughout the year by calling 888-825-8395 (888-VALUE-95).

Liberty Mutual Logo 

 *Coverage provided and underwritten by Liberty Mutual Insurance and its affiliates, 175 Berkeley Street, Boston, MA 02116 USA. Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. The program cannot guarantee coverage. A consumer report from a consumer reporting agency and/or motor vehicle report, on all drivers on your policy, may be obtained where state laws and regulations allow. In TX: Auto coverage provided by Liberty County Mutual Insurance Company and home insurance provided by Liberty Insurance Corporation. California Department of Insurance license number: 0L45037. Liberty Mutual Insurance Company is licensed in Minnesota. Equal Housing Insurer. ©2019 Liberty Mutual Insurance

MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company, Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company, and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates, discounts, and policy features vary by state and product, and are available in most states to those who qualify. Met P&C®, MetCasSM, and MetGenSM are licensed in the state of Minnesota. © 2019 MetLife Auto & Home

Metropolitan Direct Property and Casualty Insurance Company (CA Certificate of Authority: 6730; Warwick, RI)

Metropolitan Group Property and Casualty Insurance Company (CA COA: 6393; Warwick, RI)

This policy has exclusions, limitations, reductions of benefits, terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call or write your insurance agent or the company.

Liberty Mutual and MetLife Auto & Home operate independently and are not responsible for each others' financial obligations.