Retiree Identity Theft IDShield

Benefits for Life: Be Safe, Be Protected, Be Prepared

Identity Theft

Identity Theft protects you from becoming a victim and alerts you to incoming threats to your privacy. Identity theft can happen from using public Wi-Fi or losing a wallet, a company data breach, or a computer virus. Identity theft can be costly with victims facing an average financial loss of over $1,3001. Restoration isn't always easy. The average victim spending an average of 18 months working to restore their identity1.

ID Shield LogoWith Identity Theft through IDShield you have the protection and professional assistance you need to protect yourself and your family.

You have the option to participate in either the individual plan or the family plan. The plans provide multiple monitoring services, complete restoration, and unlimited consultations. And, IDShield is the only Identity Theft plan that provides direct access to dedicated Licensed Private Investigators. If your identity is compromised or stolen, you will work directly with them to fully restore your identity back to its pre-theft status. Identity Theft provides a full year of coverage. Your coverage will be renewed automatically each year and may only be cancelled during a Benefits for Life open enrollment period.

Review the IDShield Identity Theft plan descriptions by visiting benefitsforlife.orgLocate the section on the right side of the page called "Benefits for Life (BFL) State of Michigan Voluntary Benefit Program for SERS Retirees," then select the drop down "Identity Theft - IDShield."

1Bureau of Justice Statistics, Victims of Identity Theft, 2014.

Identity Theft: Covered Services

  • Monitored Information: Maiden name, credit/debit/retail cards, date of birth, driver's licenses, email address, name, passport numbers, phone numbers, social security numbers, usernames and passwords, investment account numbers, and more.
  • Privacy and Security Monitoring: Internet and dark web monitoring, social media monitoring, child monitoring (with Family plan), credit monitoring, sex offender monitoring, court record monitoring, and more.
  • Unlimited Consultation: Child identity theft, credit reports, data breaches, lost/stolen wallet, medical data reports, and more.
  • Complete Identity Restoration: $1 million protection policy, full service restoration by Licensed Private Investigators, pre-existing Identity Theft restoration, and an unlimited service guarantee.
  • General: 24/7 emergency assistance, access to Licensed Private Investigators, monthly credit score tracker, live member support, mobile app, identity and credit theft alerts, and more.

When may I start using my new IDShield coverage?

If you signed up during the 2021 Benefits for Life enrollment period, you may start using your new plan effective September 1, 2021. Look for a Welcome Kit that will be sent to your home shortly after you enroll. The Welcome Kit from IDShield will provide you with your member number, details on how to activate your coverage and instructions to download/utilize the full featured mobile app.

 

Note: IDShield is a product of LegalShield and provides access to identity theft protection and restoration services. For complete terms, coverage and conditions, please see a summary plan description at benefitsforlife.org. Licensed Private Investigators are licensed in the state of Oklahoma. $1 Million protection policy is issued by a leading insurance carrier. Certain limitations apply