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Long Term Disability (LTD)

The benefits described in the Long Term Disability Plan Summary are provided under the State of Michigan's self-funded Long Term Disability Plan.

To learn more about the Insurance Premium Rates and how the employee contribution is calculated, review the Long Term Disability Insurance premium rates, found on the Insurance Rates page. For an estimate of what Long Term Disability Insurance will cost per pay period use the LTD Insurance Estimator.

To learn about specific plan benefits, exclusions, and limitations please review the LTD Plan booklet.

Short Term Disability (STD)
(Michigan State Police Employees Only)

Reliance Short Term Disability

This Short Term Disability (STD) plan is available only to Michigan State Police employees who are under the age of 60 at the date of application. Reliance STD allows you to receive a weekly income benefit if you are disabled due to sickness or injury and become disabled while insured by the policy, unless it is due to a pre-existing condition. Please see Short Term Disability Plan Highlights for a summary or review the plan booklet for additional details.

You can enroll within 31 days of your hire date by contacting the MI HR Service Center at 877-766-6447, 8:00a.m. - 5:00p.m., Monday through Friday. You may also enroll during the annual Benefits Open Enrollment period through HR Self-Service.

Your benefit choice will continue if no changes are made. An employee wishing to cancel their insurance coverage must complete and submit the Reliance - Cancellation form, submit a signed & dated letter stating that you wish to cancel the coverage, or submit an email from your State of Michigan email address stating that you wish to cancel the coverage.

See the Reliance Short Term Disability Booklet for detailed plan information.

You can also access the program booklet from your State Police intranet website. Click the "Divisions/Districts" link then "Human Resources Division".

If you have any questions regarding this process, please contact the MI HR Service Center at 877-766-6447, 8:00a.m. - 5:00p.m., Monday through Friday.