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Enrollment Information

Benefits for Life Open Enrollment begins March 11, 2024 and ends March 29, 2024.

New Hires and employees returning from a Leave of Absence with a start date outside of the annual Benefits for Life open enrollment will need to wait until the next open enrollment to make elections in most benefits.

Employees can enroll in Auto and Home Insurance, Accidental Death and Dismemberment Insurance (AD&D), and Pet Insurance at any time throughout the year. Employees can also enroll in Supplemental Term Life Insurance and Identity Theft within 60 days of your hire date. To enroll in any of these benefits call 888-825-8395 (888-VALUE-95).

2024 Benefits for Life Open Enrollment, Payroll, and Effective Dates

2024 Active Employee BFL Open Enrollment:  March 11, 2024 - March 29, 2024

Benefit Plan Payroll Deduction Begins Policy Effective Date
Trustmark - Accident Insurance* May 23, 2024 June 1, 2024
Trustmark - Universal Life Insurance* May 23, 2024 June 1, 2024
Trustmark - Critical Illness Insurance* May 23, 2024 June 1, 2024
Trustmark - Hospital Indemnity Insurance* May 23, 2024 June 1, 2024
LegalShield - Legal Plan May 23, 2024 May 1, 2024
IDShield - Identity Theft May 23, 2024 May 1, 2024
MetLife - AD&D Insurance June 6, 2024 June 1, 2024
MetLife - Supplemental Term Life
(Note: Employees applying for more than the GI amount can take an additional 2-6 weeks based on the underwriting review)
June 6, 2024 June 1, 2024
MetLife - Pet Insurance Determined upon enrollment                                Determined upon enrollment
Liberty Mutual & Farmers GroupSelect - Auto/Home Insurance Determined upon enrollment Determined upon enrollment
Abenity - Discount Plan No Charge Upon registration**
*Trustmark bills in advance for all of their benefits. The early deduction pays for the final month of coverage upon termination.
**Register at using the code BFLPerks (case sensitive) and your State of Michigan email address. Once registered, enrollment will never expire. Registration can be completed year-round.

If a change in coverage, new enrollment, or policy termination takes place outside of the annual BFL Open Enrollment, it can take up to two pay periods for any associated premium deduction change to reflect on the employee's earning statement.