Legal Plan

Legal Plan 

A legal plan for many common personal legal issues. In today's world, no matter where you are in your life, starting your first job, retiring, or somewhere in between, you are almost certain to experience life events that have potential legal ramifications.

You have the option to participate in the Legal Plan, which would cover you, your spouse, and children. A Legal Plan provides you and eligible family members protection for covered legal expenses and access to a dedicated law firm. Your plan will be renewed automatically each year and may only be canceled during a Benefits for Life open enrollment. Please watch the Legal Plan video for more information on this benefit.

LegalShield provides dedicated multi-service law firms that provide 100% in-network coverage. Should you need assistance with any personal legal matter that is not fully covered by the Legal Plan you may be eligible for services at a 25% discount off the standard hourly rate.

Legal Plan: Covered Legal Services

• 24/7 emergency legal access
• Attorney response time within 4 business hours or less
• Mobile App: directly call the provider law firm, upload traffic tickets, and submit a Will questionnaire directly through the app.
• Phone consultation or Office Visits for any personal legal matter
• Will & Estate Planning Services: Living Will or Physician's Directive, Power of Attorneys, Probate, Trusts, and Wills and Codicils
• Trusts:  Advice, consultation, preparation and review of documents related to a revocable or irrevocable living trust in which you or your spouse are the settlor.  Does not include tax advice, financial planning or estate tax planning
• Document Services: Affidavits, Document Review
• Family & Domestic Related Services: Adoption, Bullying Protection, Contested Child Custody (8 hours), Divorce (20 hours), Elder Law Matters, Enforcement and Modification of a Support Order (8 hours), Gender Identifier Change, Guardianship, Juvenile Matters, Paternity, and more
• Home Services: Deeds, Foreclosure, Eviction and Tenant Problems, Mortgage Document Services, Property Tax Assessments, Refinancing of Home, Sale or Purchase of Home, Zoning Applications, and more
• Finance: Collection Letters, Consumer Bankruptcy, Consumer Credit Services, Garnishment, Personal Injury, Repossession, Identity Theft, Small Claims Assistance, and more
• Motor Vehicle Services: Moving Traffic Violations, Motor Vehicle Property Damage, and Suspended Driver's License Assistance
• Legal Forms: Online access to free legal forms that focus on many of today's common legal concerns 

Legal Plan Rates

If you enroll in both the Legal Plan and Identity Theft Plan you can take advantage of a bundled rate.

Bundled Legal Plan and Identity Theft Plan Rates (Bi-weekly)

When may I start using the plan?
If you signed up during the 2025 Benefits for Life enrollment period, you may start using your new legal plan effective May 1, 2025. Look for additional information to be sent to your home shortly after you enroll.

Review the LegalShield Plan Overview  by visiting benefitsforlife.org, locate the section on the right side of the page "Benefits for Life (BFL) State of Michigan Voluntary Benefit Program for Active Employees," then select the drop down "Legal Plan - LegalShield".