The web Browser you are currently using is unsupported, and some features of this site may not work as intended. Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer.
Your Insurance Benefits
Your Insurance Benefits
Your Insurance Benefits
When you retire, you, your spouse, and your eligible dependents can enroll in the plan's group insurance offerings.
Your share of the insurance premium is deducted from your monthly pension payments. See current rates. These rates apply to all public school retirees who retire after Jan. 1, 2013, or to previous retirees who were not yet eligible for Medicare coverage as of Jan. 1, 2013.
Monthly insurance rates for the next calendar year are established each fall and go into effect in January. Annual rate sheets are mailed each year to members before the rates take effect on Jan. 1.
Note: Please refer to the Premium Subsidy Eligibility section below for factors that may affect your subsidy eligibility and long-term care insurance.