Employee Eligibility Guidelines
See Also: Dependent Eligibility Guidelines
See Also: Required Documentation
Note: Because of the ongoing declared national emergency for the COVID-19 pandemic, the deadline to contact the MI HR Service Center to add or change enrollment due to a qualifying life event occurring on or after January 30, 2020, has been extended. The extended due date is now 60 days after the end of the national emergency (once determined), plus the remainder of the original 31-day deadline period occurring after February 29.
If you are a State employee who is married to another State employee/retiree:
If you are married to another eligible State employee or retiree, you are potentially eligible for benefits one of two ways - as an employee or as a dependent. However, current rules do not allow you to carry two enrollments at the same time in the same category of State-sponsored insurances (i.e., health care, dental care, vision care, or life insurance). You can only enroll once. The reason is simple. The State covers a portion of each enrolled person's total premium. Two premiums are not payable for the same person. Therefore, state-employed couples can carry their insurance coverages separately (each as employees) or as one family enrollment with dependent/spouse coverage.
Benefit Effective Dates:
Newly Hired Employees: Benefits will be effective the first day of the new pay-period starting after you call the MI HR Service Center (877-766-6447) to enroll. Newly hired employees must call MI HR within 31 days of their hire date to enroll in benefits. Benefits are not effective immediately upon hire or immediately after contacting MI HR to enroll. Life Insurance is the only exception, as life coverage begins the first day of an eligible employee's employment.
Insurance Open Enrollment (IOE): Any newly-elected benefits or changes made during IOE will go into effect on the first day of the full pay-period in October (the new fiscal year).
Health Care Plans:
As an employee, you are eligible if you are in any category of the classified State service with an appointment of at least 720 hours duration, except if you have a non-career appointment.
Certain unclassified State employees are also eligible. Contact the MI HR Service Center for information.**
Dental Care, Life, and Vision Plans:
You are eligible as an employee if you are in any category of the classified State service with an appointment of at least 720 hours duration (except a "non-career" appointment), and if you are:
- a Full-Time employee,
- a Part-Time or Job-Sharing employee working 32 hours or more every biweekly pay period,
- a Permanent-Intermittent employee expected to work at least 40% of full-time annually (a minimum of 832 hours). Your human resources office can verify your eligibility, a seasonal employee must have an appointment lasting 8 months or more a year.
Seasonal employees must have at least eight (8) months of employment per year to be eligible for dental benefits.
State Long Term Disability Plan:
You are eligible for enrollment if you are in any category of classified State service with an appointment of at least 720 hours duration (except a "non-career" appointment), and if you are:
- a Full-Time employee,
- a Part-Time, Permanent-Intermittent or Job Sharing employee who has worked at least 40% of full time (a minimum of 832 hours) during the fiscal year just prior to the October effective date of a new enrollment. Your human resources office can verify your eligibility.
**Employees who work for an agency that does not participate with the MI HR Service Center must contact their respective agency's human resource office for assistance.