McLaren Health Plan and Physicians Health Plan (PHP) have advised they will no longer offer health insurance to State of Michigan employees, retirees, and dependents effective January 1, 2024. Enrollment and coverage in McLaren Health Plan and PHP will end after December 31, 2023.
Employees enrolled in McLaren Health Plan or PHP must choose a new health plan during the upcoming Benefits Open Enrollment (BOE) period from October 16 through November 6, 2023. If you do not elect a new health plan during BOE you will not have health insurance coverage through the State of Michigan as of January 1, 2024.
Current McLaren Health Plan and PHP coverage cannot be extended under any circumstance beyond December 31, 2023. The state cannot automatically enroll employees who do not act during BOE in different health plans. It is your responsibility to enroll in a new health plan during BOE to retain health coverage.
Changing your health plan is a significant decision. It is important to select a plan that best meets your coverage needs by covering the services and medication you require. Contact your health care providers (e.g., primary care physician, specialists, therapists, facilities, etc.) to verify if they are in-network with other State of Michigan health insurance plans offered. Prescription drug formularies are subject to change and should be reviewed during BOE prior to making elections for 2024.
CY2024 insurance rates will be available closer to the start of BOE, along with other resources, summaries, and comparison scenarios. In the meantime, you may find it helpful to review the following information:
If you have questions about your current coverage under one of the to-be discontinued plans, contact:
