Benefits Open Enrollment

CY2027 Benefits Open Enrollment (BOE) is October 12 through October 30, 2026.
The effective date for new enrollments and changes will be is January 1, 2027.
The Required Documentation deadline for individuals newly added to benefits during BOE will be November 6, 2027.

For information on Flexible Spending Accounts, visit www.mi.gov/fsa.

BOE Information
BOE Information

What's New in Benefits

pdf pdf CY26 Benefits Open Enrollment Booklet

Insurance Plans and Carrier Info

pdf pdf State HDHP with HSA Fact Sheet

pdf pdf CY26 FSA Plan Booklet

Eligible HMO Carriers by ZIP Code
Enrollment Info
Enrollment Information

Benefits Open Enrollment Process Overview

Dependent Eligibility Guidelines

Required Documentation

State Police Supplemental Term Life Enrollment

pdf pdf OEAI Application and Affidavit
Tutorial, Q&As, and Notices
Q&As and Notices

CY26 Benefit Comparison Tutorial

HSA and FSA Q&As

CHIP Notice

pdf pdf COBRA Notice
Coverage Costs
Coverage Costs

Insurance Rates

pdf pdf Understanding CY26 HMO Insurance Premium Rates

pdf pdf CY26 Health Plan Cost Scenarios

pdf pdf CY26 Health Plan Comparison Chart

pdf pdf CY26 C.O.P.S. Health Trust Plan Comparison

pdf pdf CY26 Dental Plan Comparison Chart

Long Term Disability Premium Estimator

pdf pdf CY26 OEAI Taxation

pdf pdf CY26 MSPTA OEAI Taxation

Previous Year Resources:

Previous Year Resources

pdf pdf CY25 Health Plan Comparison Chart

pdf pdf CY25 C.O.P.S. Health Trust Plan Comparison

pdf pdf CY25 Dental Plan Comparison Chart

pdf pdf CY25 FSA Plan Booklet

pdf pdf CY25 Benefits Open Enrollment Booklet

pdf pdf Understanding CY25 HMO Insurance Premium Rates

pdf pdf CY25 Health Plan Cost Scenarios

pdf pdf CY25 OEAI Taxation

pdf pdf CY25 MSPTA OEAI Taxation

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Benefits Open Enrollment

BOE Information

BOE Information

Enrollment Info

Enrollment Information

Tutorial, Q&As, and Notices

Q&As and Notices

Coverage Costs

Coverage Costs

Previous Year Resources:

Previous Year Resources

Information

Resources