Benefits Open Enrollment

CY2026 Benefits Open Enrollment (BOE) will run from October 13, 2025 through October 31, 2025.
The effective date for new enrollments and changes is January 1, 2026.
The Required Documentation deadline for individuals newly added to benefits during BOE is November 7, 2025.

More information and resources will be added to this page nearer the start of BOE.

For information on Flexible Spending Accounts, visit www.mi.gov/fsa.

BOE Information

What's New in Benefits
pdf pdf CY25 Benefits Open Enrollment Booklet
Insurance Plans and Carrier Info
pdf pdf State HDHP with HSA Fact Sheet
pdf pdf CY25 FSA Plan Booklet
Eligible HMO Carriers by ZIP Code

Enrollment Info

Enrollment Information

Tutorial, Q&As, and Notices

Q&As and Notices

Coverage Costs

Insurance Rates
pdf pdf Understanding CY25 HMO Insurance Premium Rates
pdf pdf CY25 Health Plan Cost Scenarios
pdf pdf CY25 Health Plan Comparison Chart
pdf pdf CY25 C.O.P.S. Health Trust Plan Comparison
pdf pdf CY25 Dental Plan Comparison Chart
Long Term Disability Premium Estimator
pdf pdf CY25 OEAI Taxation
pdf pdf CY25 MSPTA OEAI Taxation

Previous Year Resources:

Previous Year Resources

pdf pdf CY24 Health Plan Comparison Chart
pdf pdf CY24 C.O.P.S. Health Trust Plan Comparison
pdf pdf CY24 Dental Plan Comparison Chart
pdf pdf CY24 FSA Plan Booklet
pdf pdf CY24 Benefits Open Enrollment Booklet
pdf pdf Understanding CY24 HMO Insurance Premium Rates
pdf pdf CY24 Health Plan Cost Scenarios
CY24 Health Plan Discontinuation
pdf pdf CY24 OEAI Taxation
pdf pdf CY24 MSPTA OEAI Taxation
CY24 Benefit Comparison Tutorial

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Benefits Open Enrollment

BOE Information

BOE Information

Enrollment Info

Enrollment Information

Tutorial, Q&As, and Notices

Q&As and Notices

Coverage Costs

Coverage Costs

Previous Year Resources:

Previous Year Resources

Information

Resources