Benefits Open Enrollment

CY2026 Benefits Open Enrollment (BOE) ended October 31, 2025.
The effective date for new enrollments and changes is January 1, 2026.
The Required Documentation deadline for individuals newly added to benefits during BOE is November 7, 2025.

For information on Flexible Spending Accounts, visit www.mi.gov/fsa.

BOE Information

What's New in Benefits
pdf pdf CY26 Benefits Open Enrollment Booklet
Insurance Plans and Carrier Info
pdf pdf State HDHP with HSA Fact Sheet
pdf pdf CY26 FSA Plan Booklet
Eligible HMO Carriers by ZIP Code

Enrollment Info

Enrollment Information

Tutorial, Q&As, and Notices

Q&As and Notices

Coverage Costs

Insurance Rates
pdf pdf Understanding CY26 HMO Insurance Premium Rates
pdf pdf CY26 Health Plan Cost Scenarios
pdf pdf CY26 Health Plan Comparison Chart
pdf pdf CY26 C.O.P.S. Health Trust Plan Comparison
pdf pdf CY26 Dental Plan Comparison Chart
Long Term Disability Premium Estimator
pdf pdf CY26 OEAI Taxation
pdf pdf CY26 MSPTA OEAI Taxation

Previous Year Resources:

Previous Year Resources

pdf pdf CY25 Health Plan Comparison Chart
pdf pdf CY25 C.O.P.S. Health Trust Plan Comparison
pdf pdf CY25 Dental Plan Comparison Chart
pdf pdf CY25 FSA Plan Booklet
pdf pdf CY25 Benefits Open Enrollment Booklet
pdf pdf Understanding CY25 HMO Insurance Premium Rates
pdf pdf CY25 Health Plan Cost Scenarios
pdf pdf CY25 OEAI Taxation
pdf pdf CY25 MSPTA OEAI Taxation

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Benefits Open Enrollment

BOE Information

BOE Information

Enrollment Info

Enrollment Information

Tutorial, Q&As, and Notices

Q&As and Notices

Coverage Costs

Coverage Costs

Previous Year Resources:

Previous Year Resources

Information

Resources