DIFS - Mortgage Brokers, Lenders, and Servicers

Mortgage Brokers, Lenders, and Servicers

These Acts define and regulate first and second mortgage brokers, mortgage lenders, and mortgage servicers; to prescribe the powers and duties of certain public officers and agencies; to provide for the promulgation of rules; and to provide remedies and penalties.

How to Become Licensed

NMLS - Quick Guides
Fee Schedule - First Mortgage
Fee Schedule - Second Mortgage
FIS 1140 Exemption Declaration
FIS 1140 Letter of Credit - First Mortgage
FIS 1140 Letter of Credit - Second Mortgage
FIS 2053 Financial Statement Disclosure
NMLS Link

Once You Are Licensed

Renewals

Michigan Exclusive Disclosure

The HUD SAFE Act Rule
Notice: HUD's Active Counseling Hotline Number is 800-569-4287.
Notice to Loan Inquirers or Applicants
Borrower's Bill of Rights
Consumer Caution and Home Ownership Counseling Notice