How our department monitors insurance market practices
Insurance Company Contract and Rate Filings
DIFS Prohibition Orders for Consumer Finance and Credit Union.
Licensing - Consumer Finance and Mortgage
Consumer Finance and Mortgage Forms
BIDCO and Anti-Redlining Forms.
Statutes, Rules and Regulations
Search is currently unavailable. Please try again later.
The web Browser you are currently using is unsupported, and some features of this site may not work as intended. Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer.
Please note the following services may be unavailable between 8:00am – 5:00pm, Sunday December 10th due to server maintenance: DIFS Online Complaint Forms, Life Insurance and Annuity Search Service (LIAS), Insurance Licensing Online Services (ILOS), MI Health Insurance Enrollment, Premiums, and Losses (FIS 322) Database Application, Insurance Education Roster Entry System, Consumer Finance Annual Reporting, Form A Filings, ePayments, and all Locators.
The mission of the Michigan Department of Insurance and Financial Services (DIFS) is to ensure access to safe and secure insurance and financial services fundamental for the opportunity, security, and success of Michigan residents, while fostering economic growth and sustainability in both industries. In addition, the Department provides consumer protection, outreach, and financial empowerment and education services to Michigan residents. DIFS regulates banks, credit unions, insurance companies, insurance agents, insurance agencies, mortgage licensees, and consumer finance-related entities. Learn more about DIFS.
The DIFS Locator helps you find information about companies and professionals in insurance and financial services industries who do business in Michigan.
Information on and for businesses, including licensing, registration, policies, program materials and more.
