How our department monitors insurance market practices
Insurance Company Contract and Rate Filings
DIFS Prohibition Orders for Consumer Finance and Credit Union.
Licensing - Consumer Finance and Mortgage
Consumer Finance and Mortgage Forms
BIDCO and Anti-Redlining Forms.
Statutes, Rules and Regulations
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The federal COVID-19 Public Health Emergency ended on May 11, 2023. This webpage provides insurance and financial services-related information and resources for Michiganders following the end of the Public Health Emergency.
Health Insurance
Nationwide, Medicaid beneficiaries will have to renew their coverage starting this year to comply with federal legislation. In Michigan, annual renewals will begin again in June 2023.
If you receive notice that you or a family member are no longer eligible for Medicaid or MIChild benefits, don’t worry, you have other options including options for low or no-cost coverage. Learn more at Michigan.gov/StayCovered.
Also, there may be changes to your health insurance coverage for COVID-related testing now that the Public Health Emergency has ended. Learn more on the Insurance Coverage for Over-the-Counter COVID-19 Tests webpage.
COVID-19 Funeral Assistance
FEMA implemented its COVID-19 Funeral Assistance program to help ease some of the financial stress and burden caused by the pandemic. The COVID-19 Funeral Assistance program is available until September 30, 2025, and can help with funeral and burial expenses that many families did not anticipate. For more information on how to apply for assistance, please visit the FEMA COVID-19 Funeral Assistance webpage or call 844-684-6333 | TTY: 800-462-7585, Monday to Friday 9 a.m. to 9 p.m. Eastern Time.
COVID-19 Workplace Safety Guidance
Department of Labor and Economic Opportunity COVID-19 Workplace Safety
DIFS Consumer Services
If you have questions or disputes you cannot resolve directly with your financial institution, DIFS is here to help. Contact DIFS Monday through Friday 8 a.m. to 5 p.m. at 877-999-6442, DIFScomplaints@michigan.gov, or file a complaint.
