Additional Resources

Department of Insurance and Financial Services Fraud Investigation Unit

• Report fraud online through the DIFS Fraud Reporting Form. 
• Call toll-free: 1-877-999-6442
• Email: DIFS-AntiFraud@michigan.gov
• Mail: DIFS - Fraud Investigation Unit, 530 W. Allegan Street, 7th Floor, Lansing, MI 48933
• 2024 Annual Report

Insurance company

Contact the insurance company you think was defrauded. Some insurers sponsor toll-free hotlines. Call or write if the insurer doesn't have a hotline.

National Association of Insurance Commissioners

The National Association of Insurance Commissioners (NAIC) is the U.S. standard-setting and regulatory support organization created and governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories.

• Phone: (816) 842-3600
• Fax: (816) 783-8175
• NAIC website
• Report Fraud Consumers
• Report Fraud Industry Member

National Insurance Crime Bureau

NICB investigates insurance crimes involving property and casualty insurance, including auto and home insurance, liability insurance, and workers compensation.

• Call toll-free: 1-800-TEL-NICB (1-800-835-6422, Monday-Friday, 7 a.m.-8 p.m. CST)

Medicare

• Call toll-free: 1-800-MEDICARE to report scams against this federal health program for seniors.
• More information about Medicare.

Medicaid

• Call toll-free: 1-800-HHS-TIPS (1-800-447-8477) to report fraud against this federal healthcare program for the poor.
• More information about Medicaid.

National Flood Insurance Program

• Call toll-free: 1-800-323-8603 (24-7)
• Fax: 202-254-4292
• Mail: Office of Inspector General/MAIL STOP 0305, Department of Homeland Security, 245 Murray Drive SW, Building 410, Washington, D.C. 20528.
• More information about the National Flood Insurance Program.

Federal Crop Insurance Program

• Call toll-free: 1-800-424-9121, Monday-Friday 8 a.m.-4 p.m. (EST)
• Write: Office of Inspector General, P.O. Box 23399, Washington, D.C. 20026. Include as much detail as you can. Let them know if you wish to remain confidential if you sign your name.
• More information about the Federal Crop Insurance Program.

Reporting medical providers

Report suspected medical swindles to your state medical board or chiropractic board in addition to criminal authorities. These boards oversee medical providers within their states.

Affordable Care Act

• Call toll-free: 1-800-318-2596 to report scams involving health policies sold under the Affordable Care Act.
• More information about the Affordable Care Act.

Publications

• Insurance Scammers & Cybercrime
• Defend Against COVID-19 Medical ID Cyber Fraud
• Telemedicine - Safe Steps for Patients