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Medicare Supplement Policies
Medicare Supplement Policies
Medicare Supplement policies are designed to help pay for health care costs not paid by Medicare, including deductibles and co-insurance. The following is important to know about Medicare Supplement policies:
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They are often referred to as “Medigap” policies.
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They only cover one person. Spouses are responsible for obtaining their own coverage.
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The insured is responsible for paying the monthly premium.
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The policy is guaranteed renewable.
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The policy can be terminated only for nonpayment of premium or material misrepresentation. A material misrepresentation means you intentionally answered a question incorrectly on the application, and if the insurer would have known the correct answer, you would have been ineligible for the insurance plan or the plan would have been issued to you at a different premium.
What You Should Know
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Medicare Supplement Open Enrollment Period
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Guarantee Issue Rights
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Under the Age of 65 and on Medicare
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Medicare Supplement Plans' Basic Core Benefits
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Medicare Supplement Standardized Plans
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Medicare Access and CHIP Reauthorization ACT of 2015
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Medicare Select
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Your Right to Return a Medicare Supplement Policy
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Replacing an Existing Medicare Supplement Policy with One From a Different Company
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Becoming Eligible for Medicaid While You Have a Medicare Supplement Policy
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Treatment of Pre-Existing Conditions Under Medicare Supplement Policies
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Medicare/Medicaid Assistance Program (MMAP)