Self-Insurer Listing for No-Fault Automobile Insurance

Use this list for entities that qualify for a Certificate of Self-Insurance Authority (COSI) to operate as a Michigan automobile self-insured entity pursuant to Public Act No. 204 of 2012. Note the list is updated on an as needed basis and entities may become qualified as self-insurers subsequent to the date below.

Updated as of 07/31/2025.

Archdiocese of Detroit
Central Michigan University
City of Ann Arbor
City of Dearborn
City of Detroit
City of Inkster
City of Warren
Consumers Energy Company
Diocese of Gaylord
Diocese of Grand Rapids
Diocese of Kalamazoo
Diocese of Lansing
Diocese of Marquette
Diocese of Saginaw
DTE Electric Company (FKA Detroit Edison Company)
DTE Gas Company (FKA Michigan Consolidated Gas Company)
EAN Holdings, LLC
Eastern Michigan University
Ferris State University
Flint Mass Transportation Authority
Ford Motor Company
Genesee County
Grand Valley State University
Lake Superior State University
Macomb County
MASB SEG Property Casualty Pool, Inc.
Metro Assoc for Improved School Leg Joint Risk, et al
Michigan Community College Risk Management Authority
Michigan County Road Commission Self-Insurance Pool
Michigan Gas Utilities Corporation
Michigan Municipal League Liability and Property Pool
Michigan Municipal Risk Mgmt. Authority
Michigan State University
Michigan Technological University
Michigan Transit Pool
Middle Cities Risk Management Trust
Northern Michigan University
Oakland University
Regents of The University of Michigan
Road Commission for Oakland County
Saginaw Valley State University
State of Michigan
Suburban Mobility Authority for Regional Transportation
Wayne State University
West Michigan Risk Management Trust
Western Michigan University
Wisconsin Electric Power Company
Wisconsin Public Service Corporation

Any questions, please contact Tina Knickerbocker at 517-284-8754.