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Reciprocal Jurisdiction Reinsurers

(Last Updated: January 11, 2024)

Reinsurers may apply for status as a reciprocal jurisdiction reinsurer. A reinsurer that is licensed to write reinsurance by, and has its head office or is domiciled in a reciprocal jurisdiction is not required to post reinsurance collateral if the reinsurer meets all of the requirements of the Credit for Reinsurance laws. Please see MCL 500.1101 to 500.1127 and R. 500.1134 for the law and administrative rules applicable to reciprocal jurisdiction reinsurers.

If an applicant has been recognized as a reciprocal jurisdiction reinsurer in an NAIC accredited jurisdiction, Michigan has the discretion to defer to that lead state's determination through the passporting process.

Application and Filing Procedures - Initial and Renewal

Applicants shall submit the following for both initial and annual renewal applications:

  1. Uniform Checklist for Reciprocal Jurisdiction Reinsurers, including all necessary corresponding documentation detailed in the checklist. If the applicant is requesting Michigan to be the lead state, Part I should be completed. If applicant is recognized as a reciprocal jurisdiction reinsurer in another NAIC accredited jurisdiction, only Part II should be completed.
  2. Form RJ-1
  3. Any other documentation deemed necessary by the Director.
  4. Application fee of $500.

Renewal applications for reciprocal jurisdiction reinsurers where Michigan is the lead state should be submitted by June 30 to maintain the reinsurer's status for the upcoming year.

Renewal applications for reciprocal jurisdiction reinsurers approved for passporting should be submitted by October 1 to maintain the reinsurer's status for the upcoming year.

The reciprocal jurisdiction reinsurer status will run through the end of the calendar year unless otherwise determined by the Director.


Listing of Reciprocal Jurisdiction Reinsurers

Pursuant to MCL 500.1103(9) and R 500.1134(5), the Director is required to publish a list of reinsurers that have satisfied the conditions established in applicable law for recognition as a reciprocal jurisdiction reinsurer.

Reciprocal Jurisdiction Reinsurer

Federal/ Alien ID

Initial Effective Date

Current Expiration Date

Arch Reinsurance Ltd. AA-3194126 08/29/2022 12/31/2024
Ascot Bermuda Limited AA-3191352 08/31/2022 12/31/2024
Aspen Bermuda Limited AA-3194168 03/31/2022 12/31/2024
Athene Annuity Re Ltd. AA-3191540 01/01/2024 12/31/2024
Athene Life Re Ltd. AA-3190982 01/01/2024 12/31/2024
AXA XL Reinsurance Ltd. AA-3191454 09/20/2023 12/31/2024
Canada Life International Reinsurance Corporation Limited AA-3191430 11/05/2021 12/31/2024
Chubb European Group SE AA-1320152 11/22/2022 12/31/2024
Chubb Tempest Reinsurance Ltd. AA-3190770 11/22/2022 12/31/2024
Convex Insurance UK Limited AA-1120191 01/01/2022 12/31/2024
Convex Re Limited AA-3191400 01/01/2022 12/31/2024
DaVinci Reinsurance Ltd. AA-3194122 02/02/2022 12/31/2024
DEVK Re AA-1340028 05/02/2023 12/31/2024
Everest Reinsurance (Bermuda), Ltd. AA-3194101 03/03/2022 12/31/2024
Fidelis Insurance Bermuda Limited AA-3191289 11/22/2022 12/31/2024
Fidelis Underwriting Limited AA-1120175 09/06/2022 12/31/2024
Fortitude Reinsurance Company Ltd. AA-3191485 05/23/2022 12/31/2024
Group Ark Insurance Limited AA-3191437 01/01/2023 12/31/2024
Hannover Life Reassurance Company of America (Bermuda) Ltd. AA-3191255 11/22/2022 12/31/2024
Hannover Re (Ireland) DAC AA-1780044 01/01/2023 12/31/2024
Hannover Ruck SE AA-1340125 01/01/2023 12/31/2024
Hiscox Insurance Company (Bermuda), Ltd. AA-3190875 01/01/2023 12/31/2024
Lancashire Insurance Company Limited AA-3190871 06/27/2022 12/31/2024
Liberty Mutual Insurance Europe SE AA-1370048 01/01/2024 12/31/2024
Lumen Re Ltd. AA-3191239 01/01/2024 12/31/2024
Mapfre Re, Compania de Reaseguros, S.A. AA-1840000 05/02/2023 12/31/2024
MS Amlin AG AA-1460019 01/01/2023 12/31/2024
New Reinsurance Company Ltd. AA-1460100 05/18/2022 12/31/2024
Partner Reinsurance Company Ltd. AA-3190686 01/01/2023 12/31/2024
Partner Reinsurance Europe SE AA-1780078 08/29/2022 12/31/2024
Renaissance Reinsurance Ltd. AA-3190339 02/02/2022 12/31/2024
RenaissanceRe Europe AG AA-1460023 02/02/2022 12/31/2024
RenaissanceRe Specialty U.S. Ltd. AA-3191238 02/02/2022 12/31/2024
RGA Americas Reinsurance Company, Ltd. AA-3191275 07/19/2023 12/31/2024
Somers Re Ltd. AA-3191250 11/22/2022 12/31/2024
Somerset Reinsurance Ltd. AA-3191332 01/01/2023 12/31/2024
Sun Life Financial (Bermuda) Reinsurance Ltd. AA-3191311 01/01/2023 12/31/2024
Swiss Reinsurance Company Ltd. AA-1460146 01/01/2023 12/31/2024
Underwriters at Lloyds various
(see Lloyds list)
03/31/2022 12/31/2024
Validus Reinsurance, Ltd. AA-3190870 01/01/2023 12/31/2024
Validus Reinsurance (Switzerland) Ltd. AA-1460006 01/01/2023 12/31/2024
Vermeer Reinsurance Ltd. AA-3191388 08/29/2022 12/31/2024
Wilton Re Overseas Limited AA-3191521 01/01/2024 12/31/2024

Reciprocal Jurisdictions

Pursuant to MCL 500.1103(8) and R 500.1134(4), the Director is required to publish a list of reciprocal jurisdictions.

Non-U.S. jurisdictions that are subject to an in-force covered agreement with the United States, or in the case of a covered agreement between the United States and European Union, is a member state of the European Union, shall be recognized by the Director as a reciprocal jurisdiction.

Reciprocal Jurisdictions




NOTE: In addition to the list above, any U.S. jurisdiction that meets the requirements for accreditation under the NAIC financial standards and accreditation program are recognized as reciprocal jurisdictions pursuant to MCL 500.1103(8)(a).