How our department monitors insurance market practices
Insurance Company Contract and Rate Filings
DIFS Prohibition Orders for Consumer Finance and Credit Union.
Licensing - Consumer Finance and Mortgage
Consumer Finance and Mortgage Forms
BIDCO and Anti-Redlining Forms.
Statutes, Rules and Regulations
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The Michigan Debt Management Act, 1975 PA 148, as amended, requires an employee or agent of a licensee who engages in financial counseling and debt counseling functions to become a certified counselor. A “certified counselor” is defined as an individual who is certified by a training program or certifying organization, approved by the director, that authenticates the competence of individuals who provide education and assistance to other individuals in connection with debt counseling and financial counseling functions.
The following certification programs or organizations have been approved by the Office of Consumer Finance:
