How our department monitors insurance market practices
Insurance Company Contract and Rate Filings
DIFS Prohibition Orders for Consumer Finance and Credit Union.
Licensing - Consumer Finance and Mortgage
Consumer Finance and Mortgage Forms
BIDCO and Anti-Redlining Forms.
Statutes, Rules and Regulations
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Prior to requesting documents, individual and agency licensees are encouraged to verify and/or update their contact information as indicated on the DIFS web page Address Changes.
Certification Letter – Some states require a Certification Letter as part of the application process for Bail Bonds producers, Surplus Lines Non-Resident licensure, and for Third Party Administrators. To request a Certification Letter, submit an email request to DIFS-Licensing@michigan.gov using Certification Letter as the subject line. In the body of the email, provide the name exactly as it appears on the insurance license, the 7-digit Michigan System ID number, and the licensee’s email address. The Certification Letter will be sent via email as a pdf document. The licensee’s email account must accept messages sent by email addresses that end “@michigan.gov”.
Duplicate License – To submit a request for a duplicate license, send an email message to DIFS-Licensing@michigan.gov with Duplicate License as the subject line. In the body of the email, provide the licensee’s name as it appears on the insurance license, the 7-digit Michigan System ID Number and verify the following addresses: mailing address, residential address, business address and email.
If the addresses are verified as correct, a duplicate license will be mailed to the mailing address. If any of the addresses require updating, you will be directed to update the address using the Contact Change Request (CCR) on NIPR, prior to a duplicate license being sent. When a new mailing address is entered using CCR, a new license will automatically be generated and mailed. Changes to the residential or business address will require notification to DIFS, to finish processing the request for a duplicate license.
License documents are sent by USPS to your mailing address on record. It can take 10-14 business days to receive. Please note that only active licensees may receive a duplicate license. Licenses cannot be sent via fax or as an email attachment.
License History – If a license history from the DIFS database is required instead of a print-out from the DIFS Insurance Licensee Locator web page, send an email message to DIFS-Licensing@michigan.gov with License History as the subject line. In the body of the email, provide the name exactly as it appears on the insurance license, the licensee’s email address, and the 7-digit Michigan System ID number. The License History will be sent via email as a pdf document. The licensee’s email account must accept messages sent by email addresses that end “@michigan.gov”.
Licensees who need to inactivate their insurance license can refer to the Termination of Insurance Licenses web page. The appropriate process is explained in the section Request from licensee.
