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Frequently Asked Questions
Must a licensed insurance counselor disclose to the client the fee charged?
A counselor must state the fee in a written agreement signed by both the counselor and the client. Further, the counselor must disclose that the counselor receives a commission from the insurer on any insurance placed by the counselor acting as an insurance producer.
May a producer charge a processing fee to collect payment of premium via credit card?
No. Although a producer may collect premium via credit card if allowed by the insurer, an additional processing fee may not be charged. Insurance rates are filed with DIFS and allowable fees are included in the premium charged.