1. MiCSC
  2. Employee Benefits
  3. Flexible Spending

  • Flexible Spending Accounts Header: Open Enrollment November 2, 2020 through November 2r, 2020

    The Coronavirus Aid, Relief, and Economic Security Act (CARES Act) signed into law the following revisions to Health Care FSA eligible expenses:

    • Over-the-counter drugs and medicines can be paid for or reimbursed through a Health Care FSA without a doctor’s prescription.
    • Menstrual care products are now considered a qualified medical expense and are eligible for payment or reimbursement through a Health Care FSA. All expenses incurred after December 31, 2019 qualify, and the provision has no expiration date.
       

    Due to the ongoing national emergency declared for the COVID-19 pandemic, the deadline to submit requested changes to FSA enrollments has been extended* if employees have experienced a qualifying life event (e.g., birth of a child, marriage, a significant change in cost of child care, etc). Employees who would like to modify their Health Care or Dependent Care FSA due to a qualifying life event occurring on or after January 30, 2020 must complete the FSA Life Event/Election Change Form. Follow the instructions on the form for mailing or faxing it to the Employee Benefits Division, or email it to MCSC-EBD@michigan.gov.

    *The extended due date is now 60 days after the end of the national emergency (once it’s been determined), plus the remainder of the original 31-day deadline period occurring after February 29, 2020.

    2019 FSA Plan Year: Because of the ongoing declared national emergency for the COVID-19 pandemic, the run-out period deadline to submit new claims and claim substantiations to WageWorks for eligible expenses incurred between 1/1/19 – 3/15/20 has been extended. The extended due date is now 60 days after the end of the national emergency (once determined).

  • HealthEquity WageWorks combination buttonHealthEquity recently acquired WageWorks. You will be seeing several updates specific to FSAs in the coming months to introduce you to the HealthEquity brand, including  www.wageworks.com, the member portal, emails, and other materials.

    The state offers the following types of FSAs:

    Health Care FSAs: These allow you to put aside payroll deducted pre-tax dollars for eligible health care expenses not covered by any medical, dental, or vision plan for you and qualifying individuals.

    • General Purpose Health Care FSA (GPHC FSA) is the standard Health Care FSA the state traditionally has offered and will continue to offer. This FSA can be used for eligible health, prescription, dental, and vision expenses.
       
    • Limited Purpose Health Care FSA (LPHC FSA) is a Health Care FSA that can be used for eligible dental and vision expenses and is compatible with the new State High Deductible Health Plan (HDHP) with Health Savings Account (HSA) or any other HSA enrollment. This FSA is intended added for employees enrolled in the State HDHP with HSA. It will be offered for the first time from January 1, 2021.
       

    Dependent Care FSA: This allows you to put aside payroll deducted pre-tax dollars for eligible child and elder-care expenses for your eligible dependents, so you can attend work, find work, or attend school. Dependent Care FSAs are not Health Care FSAs for your dependents.

FSA Quick Links

FAQs and Eligible Expenses

Forms

Timeline

  • 2021 FSA Plan Year

    • Nov. 2–Nov. 24, 2020: FSA Open Enrollment now part of Benefits Open Enrollment, for the 2021 FSA plan year
    • Jan. 1, 2021: First day of the 2021 FSA plan year
    • Jan. 7, 2021: First payroll deduction for the 2021 FSA plan year
    • Dec. 31, 2021: Last day of the 2021 FSA plan year
    • Mar. 15, 2022: Last day to incur charges for a 2021 plan year Dependent Care FSA (Grace Period) through WageWorks
    • Mar. 31, 2022: Last day to submit substantiation documentation and receipts to WageWorks for the 2021 FSA plan year

    2020 FSA Plan Year

    • Dec. 31, 2020: Last day of the 2020 FSA plan year
    • Mar. 15, 2021: Last day to incur charges for a 2020 plan year Dependent Care FSA (Grace Period) through WageWorks

    Note: Because of the ongoing declared national emergency for the COVID-19 pandemic, the run-out period deadline to submit new claims and claim substantiations to WageWorks for eligible expenses incurred between 1/1/19 – 3/15/20 has been extended. The extended due date is now 60 days after the end of the national emergency (once determined). 

    When submitting a claim or contacting WageWorks, you will be asked to provide an ID Code. Enter the last four digits of your employee ID number, not the last four of your social security number