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State Employees' Retirement System - Defined Contribution

The Michigan State Capitol building in Lansing, featuring its white neoclassical dome and limestone facade under a slightly cloudy blue sky, with the American and Michigan state flags flying.

State Employees' Retirement System - Defined Contribution

Welcome to the Michigan Office of Retirement Services (ORS) website for State of Michigan employees in the Defined Contribution (DC) Plan. ORS partners with Voya Financial to offer your DC Plan and help you save for retirement. 

  • If you were hired by the State of Michigan on or after
    March 31, 1997.

  • Began your state employment under the Defined Benefit (DB) Plan and transferred to the DC Plan. You retain the DB insurance subsidy.

  • Began your state employment under the DB Plan and elected to transfer to the DC Plan under Public Act 264 of 2011. You retain the DB insurance subsidy.

  • You retired from the State of Michigan and are receiving a pension but returned to work for the state.

Voya Financial

ORS partners with Voya Financial to offer your Defined Contribution Plan. Voya has tools to help you save for retirement. 

  • Your Account

    Log in to your Voya account to check your account balance and access a variety of retirement tools.

  • myOrangeMoney

    Planning for retirement starts with a goal. The myOrangeMoney calculator shows you the monthly income you may need in retirement along with the progress you’ve made toward your savings goal.

  • My Retirement Overview

    Get a more complete review of your retirement outlook with the My Retirement Overview, which combines retirement and paycheck analysis calculators in one tool.