The web Browser you are currently using is unsupported, and some features of this site may not work as intended. Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer.
State Employees' Retirement System - Defined Contribution
State Employees' Retirement System - Defined Contribution
Welcome to the Michigan Office of Retirement Services (ORS) website for State of Michigan employees in the Defined Contribution (DC) Plan. ORS partners with Voya Financial to offer your DC Plan and help you save for retirement.
Voya Financial
ORS partners with Voya Financial to offer your Defined Contribution plans. Voya has tools to help you save for retirement.
Your Account
Log in to your Voya account to check your account balance and access a variety of retirement tools.
myOrangeMoney
Planning for retirement starts with a goal. The myOrangeMoney calculator shows you the monthly income you may need in retirement along with the progress you’ve made toward your savings goal.
My Retirement Overview
Get a more complete review of your retirement outlook with the My Retirement Overview, which combines retirement and paycheck analysis calculators in one tool.
Life Stages of Retirement Planning
Select your life stage for more information.
Retirement Resources
Plan Highlights
Voya has Plan Highlights e-books that explain key features and benefits of your retirement plan.
- Defined Contribution (DC) — Personal Healthcare Fund.
- Defined Contribution (DC) — Subsidized Retiree Insurances.
Not sure which plan you’re in? Use this chart to find your state employee retirement plan and your Plan Highlights e-book.
Financial wellness tips
Gain insights into the basics of holistic financial wellness with the Voya Learns Financial Wellness in 5 video. Get tips on spending, saving, managing debt, retirement planning, and protecting your financial future.
Voya webinars
Created for DC Plan participants, sign up for a webinar presented by members of Voya’s Michigan-based education team.
Retire Better blog
Get Ready to Retire Better with practical tips and insights from Voya.
Proactive newsletter
ORS produces the quarterly Proactive newsletter for State of Michigan employees who are DC Plan participants.
One-on-one appointments
As a DC Plan participant, prepare for your future by signing up for a one-on-one appointment with a representative from Voya‘s Michigan-based education team.