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State Employees' Retirement System - Defined Contribution

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Michigan Office of Retirement Services

State Employees' Retirement System - Defined Contribution

Welcome to the Michigan Office of Retirement Services (ORS) website for State of Michigan employees in the Defined Contribution (DC) Plan. ORS partners with Voya Financial to offer your DC Plan and help you save for retirement. 

Who is a DC Plan Participant?

You are a DC participant when either of the below mentioned is true.

If you were hired by the State of Michigan on or after
March 31, 1997.

Began your state employment under the Defined Benefit (DB) Plan and transferred to the DC Plan. You retain the DB insurance subsidy.

Began your state employment under the DB plan and elected to transfer to the DC Plan under Public Act 264 of 2011. You retain the DB insurance subsidy.

You retired from the State of Michigan and are receiving a pension but returned to work for the State.

Voya Financial

ORS partners with Voya Financial to offer your Defined Contribution plans. Voya has tools to help you save for retirement. 

Your Account

Log in to your Voya account to check your account balance and access a variety of retirement tools.

Voya Account Login

myOrangeMoney

Planning for retirement starts with a goal. The myOrangeMoney calculator shows you the monthly income you may need in retirement along with the progress you’ve made toward your savings goal.

myOrangeMoney

My Retirement Overview

Get a more complete review of your retirement outlook with the My Retirement Overview, which combines retirement and paycheck analysis calculators in one tool.

My Retirement Overview

Life Stages of Retirement Planning

Select your life stage for more information.

Retirement Resources

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Plan Highlights

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Financial wellness tips

Gain insights into the basics of holistic financial wellness with the Voya Learns Financial Wellness in 5 video. Get tips on spending, saving, managing debt, retirement planning, and protecting your financial future.

Financial Wellness in 5 video
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Voya webinars

Created for DC Plan participants, sign up for a webinar presented by members of Voya’s Michigan-based education team.

Webinar sign-up
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Retire Better blog

Get Ready to Retire Better with practical tips and insights from Voya.

Retire Better blog
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Proactive newsletter

ORS produces the quarterly Proactive newsletter for State of Michigan employees who are DC Plan participants.

Proactive newsletters
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One-on-one appointments

As a DC Plan participant, prepare for your future by signing up for a one-on-one appointment with a representative from Voya‘s Michigan-based education team.

Schedule appointment