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After Retirement
Log in to your State of Michigan 401(k) and 457 Plans (the Plans) account
Overview for Retirees webinar
Now that you’re retired, understand your options for accessing your money in the Plans. Register for the Overview for Retirees webinar, presented by Voya Financial's Michigan-based education team.
Social Security basics
Explore Social Security benefits and how they can affect your retirement income with the Understand the Basics of Social Security video from Voya Learns.
After Retirement Resources
Explore these links to get everything you need to know as you continue your retirement journey with us.
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Voya Financial
The Michigan Office of Retirement Services (ORS) partners with Voya to offer your Defined Contribution (DC) Plan and help you save for retirement within the Plans.
Call Voya at 800-748-6128 to:
- Speak with a Voya representative.
- Ask questions about your 401(k) and 457 Plans if you're returning to work with the State of Michigan.
- Update your email, mailing, and physical addresses.
- Report the death of a Plans participant.
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Michigan Civil Service Commission
Now that you’ve retired, the Civil Service is responsible for negotiating retiree insurance plan benefits and rates. You’ll receive Civil Service bulletins by mail about insurance plan changes and insurance rates.
Call the MI HR Service Center at 800-766-6447 to report the death of a State of Michigan retiree.
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Michigan Office of Retirement Services
ORS administers retirement programs for State of Michigan employees. ORS manages enrollment in insurance benefits and processes your payments for coverage.
Call ORS at 800-381-5111 to:
- Request a verification of your life insurance benefit amount.
- Update your email, mailing, and physical addresses.
- Ask questions about working after retirement, especially if you’re a disability retiree.
- Report the death of a DC Plan participant or insurance enrollee.
Use miAccount to:
- Make payments for your insurance premiums.
- Update your email, mailing, and physical addresses.
- Update Medicare information for anyone enrolled on your insurance.
- Make changes to your insurance enrollment.
Other Resources
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A senior white woman with short gray hair and glasses smiles and waves at her laptop screen while sitting at a desk with flowers.
One-on-one appointments
As a Plans participant, prepare for your future by signing up for a virtual one-on-one appointment with a representative from Voya’s Michigan-based education team.
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An older couple sits on a green sofa, focused on a document and a handheld calculator. A laptop and more papers are on the coffee table.
In retirement
Find out what to do with your money when you're in retirement with the Financial Wellness for Life — Retirement video from the Voya Learns In Retirement series.
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A smiling Black couple in a bright kitchen looking at a laptop together; the man is seated while the woman leans in from behind.
Voya webinars
Created for Plans participants, sign up for webinars presented by members of Voya’s Michigan-based education team.
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An older Asian couple smiles at each other while sitting at a table with a laptop and papers. They appear happy and relaxed.
Social Security basics
Explore Social Security benefits and how they can affect your retirement income with the Understand the Basics of Social Security video from Voya Learns.
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Close-up of a "LOAN AGREEMENT" document on a clipboard. A black fountain pen with a gold nib rests on the paper, positioned just below the header.
Loans and withdrawals
Learn the difference between loans and withdrawals from your retirement savings with the Voya Learns Understanding Loans and Withdrawals video.
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A hand drops a gold coin into a glass jar filled with coins. The jar has a label that reads "EMERGENCY" in black ink, sitting on a wooden surface against a neutral background.
Emergency fund
Learn about the importance of an emergency fund, how much you need, and how to get started with the Establish an Emergency Savings video from the Voya Learns Spending and Savings series.