After Retirement

Log in to your State of Michigan 401(k) and 457 Plans (the Plans) account.

Overview for Retirees webinar
Now that you’re retired, understand your options for accessing your money in the Plans. Register for the Overview for Retirees webinar, presented by Voya Financial's Michigan-based education team.

Social Security basics
Explore Social Security benefits and how they can affect your retirement income with the Understand the Basics of Social Security video from Voya Learns.

Voya Financial
800-748-6128

The Michigan Office of Retirement Services (ORS) partners with Voya to offer your Defined Contribution (DC) Plan and help you save for retirement within the Plans.

Log in to your Plans account.

Learn about the key features of your retirement plan. Find the Plan Highlights e-book that’s right for you.

• Defined Contribution (DC) — Personal Healthcare Fund.
• Defined Contribution (DC) — Subsidized Retiree Insurances.

Not sure which plan you’re in? Use this chart to find your state employee retirement plan and your Plan Highlights e-book.

Designate a beneficiary for your 401(k) and/or 457 Plans.

View the 401(k) and 457 Plans forms.

View the 401(k) and 457 Plans publications.

View the Voya newsletter for State of Michigan 401(k) and 457 Plans participants.

Register for a Voya webinar presented by Voya’s Michigan-based education team.

Call Voya at 800-748-6128 to:

• Speak with a Voya representative.
• If you’re considering returning to work with the State of Michigan, ask questions about distributions from your 401(k) and 457 Plans.
• Update your email, mailing, and physical addresses.
• Report the death of a Plans participant.

Michigan Civil Service Commission
877-766-6447

Now that you’ve retired, the Civil Service is responsible for negotiating retiree insurance plan benefits and rates. You’ll receive Civil Service bulletins by mail about insurance plan changes and insurance rates.

Visit the Civil Service website for information about your retiree health insurance benefits.

View the retiree insurance rates.

View the life insurance policy for State of Michigan retirees from Minnesota Life insurance Company, a Securian Company. 

If you elected to continue Benefits for Life Optional Coverage after you retired, contact Benefits for Life at 888-744-7525 with questions.

Call the MI HR Service Center at 800-766-6447 to:

• Report the death of a State of Michigan retiree.

Michigan Office of Retirement Services
800-381-5111

The Michigan Office of Retirement Services (ORS) administers retirement programs for State of Michigan employees. ORS manages enrollment in insurance benefits and processes your payments for coverage.

Update your life insurance beneficiary.

Learn about health, dental, vision, and prescription drug insurance.

In miAccount you can:

• Make payments for your insurance premiums.
• Update your email, mailing, and physical addresses.
• Update Medicare information for anyone enrolled on your insurance.
• Make changes to your insurance enrollment.
• Use the miAccount message board to ask ORS questions about your insurance enrollment and updating life insurance beneficiaries. 

You’ll use MiLogin to access miAccount.

Call ORS at 800-381-5111 to:

• Request a verification of your life insurance benefit amount.
• Update your email, mailing, and physical addresses.
• Ask questions about working after retirement, especially if you’re a disability retiree.
• Report the death of a DC Plan participant or insurance enrollee.