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Nearing Retirement
Log in to your State of Michigan 401(k) and 457 Plans (the Plans) account
Congratulations! You’re getting close to retirement. Register for the Get Ready to Retire webinar. The webinar was created for State of Michigan employees and is presented by Voya Financial’s Michigan-based education team.
ORS retirement application forms
Check out the three forms you should read and the three forms you should complete and send to the Michigan Office of Retirement Services (ORS) three months before you retire.
Nearing Retirement Resources
Explore these links to get everything you need to know as you continue your retirement journey with us.
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Voya Financial
The Michigan Office of Retirement Services partners with Voya to offer your Defined Contribution (DC) Plan and help you save for retirement within the Plans.
Call Voya at 800-748-6128 to speak with a Voya representative or report the death of a Plans participant.
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Michigan Civil Service Commission
While you’re actively working, the Civil Service is your resource for information on active employee benefits other than the DC retirement plan.
Call the MI HR Service Center at 800-766-6447 to ask questions about your active employee benefits, ask about converting your active life insurance to a higher benefit amount when you retire, or report the death of a State of Michigan employee.
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Michigan Office of Retirement Services
ORS administers retirement programs for Michigan’s state employees.
Call ORS at 800-381-5111 to: request a DC disability retirement packet and apply for retirement based on disability; ask questions about applying for retiree insurance or naming life insurance beneficiaries; request your DC retirement packet; or report the death of a DC Plans participant.
Other Resources
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An older Asian couple smiles at each other while sitting at a table with a laptop and papers. They appear happy and relaxed.
Social Security basics
Explore Social Security benefits and how they can affect your retirement income with the Understand the Basics of Social Security video from Voya Learns.
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Banner for Michigan Office of Retirement Services with the word "Proactive." Below, a Black woman with blonde curly hair looks intently at a laptop in a bright office with green walls.
Proactive newsletter
The Michigan Office of Retirement Services produces the quarterly Proactive newsletter for State of Michigan employees who are Plans participants.
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An older couple sits on a green sofa, focused on a document and a handheld calculator. A laptop and more papers are on the coffee table.
Retirement calculators
Get help with your retirement planning and other financial planning needs with online calculators from Voya. Calculators include myOrangeMoney and My Retirement Overview.
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A senior white woman with short gray hair and glasses smiles and waves at her laptop screen while sitting at a desk with flowers.
One-on-one appointments
As a Plans participant, prepare for your future by signing up for a virtual one-on-one appointment with a representative from Voya’s Michigan-based education team.
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A smiling woman with medium-toned skin and dark hair sits at a desk in a modern office, holding a digital tablet with documents spread out.
Nearing retirement
Learn about the steps needed in planning for retirement with the Getting Started video from the Voya Learns Nearing Retirement series.
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A smiling Black couple in a bright kitchen looking at a laptop together; the man is seated while the woman leans in from behind.
Voya webinars
Created for Plans participants, sign up for webinars presented by members of Voya’s Michigan-based education team.