Mortgage Loan Originator

  • The Mortgage Loan Originator Licensing Act provides for the licensing and regulation of individuals originating mortgage loans in the state of Michigan. A mortgage loan originator is an individual who for profit or gain takes a residential mortgage loan application and/or offers or negotiates terms of a residential mortgage loan.


  • Mortgage Loan Originator Renewal PDF icon
    • Completion of 8 hours of continuing education (Exception: MLOs who complete 20 hours of pre-licensure education in the year in which they receive licensure are not required to take continuing education)
          ➜  NOTE: Continuing education must be completed prior to requesting renewal through NMLS
    •  Any MLO who requests renewal through NMLS after December 31 is subject to a late penalty of $25 per day up to a $1,000 maximum
  • NMLS - Preparing for Individual Renewal PDF icon
  • NMLS - Individual Renewal PDF icon