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Governor Whitmer and State Officials Encourage Reviewing Lender Programs and Insurance Policies During National Homeownership Month

This release was also issued by Governor Whitmer’s Office.

Media Contact: Laura Hall, 517-290-3779,
Consumer Hotline: 877-999-6442,


(LANSING, MICH) June is National Homeownership Month and Governor Gretchen Whitmer, the Michigan Department of Insurance and Financial Services (DIFS), and the Michigan State Housing Development Authority (MSHDA) are reminding Michiganders of support available to homeowners who have been financially impacted by COVID-19.

“This National Homeownership Month, it’s important to acknowledge that COVID has exacerbated so many underlying challenges for Michiganders, especially related to housing,” said Governor Whitmer. “No one should lose their home because of an unprecedented, once-in-a-century pandemic. We encourage Michigan homeowners to take advantage of the support and relief available right now to avoid foreclosure and ensure financial protection throughout the year.”

The MiMortgage Relief Partnership, launched in 2020, is a cooperative agreement between the state of Michigan and more than 230 banks, credit unions, and mortgage servicers to provide mortgage relief to Michigan homeowners experiencing a COVID-19 related financial hardship. The deadline to request assistance from participating lenders has been extended to December 31, 2021. DIFS has also compiled a list of additional assistance programs to help impacted homeowners struggling to make their mortgage payments.

“The MiMortgage Relief Partnership is designed to help homeowners experiencing difficulty making their mortgage payments, but it is important to know that participation is not automatic – you must contact your lender right away to discuss available relief options,” said DIFS Director Anita Fox. “More than 230 of Michigan’s banks, credit unions, and mortgage companies have partnered with us to work with financially impacted borrowers to keep Michiganders in their homes.”

Contacting your mortgage servicer at the first sign of trouble is the best way to help prevent foreclosure, but MSHDA also has resources to help homeowners, said MSHDA Homeownership Director Mary Townley. “We have an expansive statewide network of nonprofit housing counselors ready to assist homeowners experiencing financial hardships.”

To find a housing counselor near you, visit

Homeowners should also take this time to review their insurance policies with their agent or insurance company to understand their coverage and any new discounts available, including for recent home improvements or going without a claim for a certain amount of time. This insurance review is a good opportunity to understand the risks you may still face and consider adding new coverage, for example to cover flood damage or water back-up. Additional information about homeowners insurance is available on the DIFS website.

Consumers who need assistance with insurance or financial services issues can contact DIFS Monday through Friday from 8 a.m. to 5 p.m. at 877-999-6442 or file a complaint at?

View Governor Whitmer’s proclamation on Homeownership Month here.

The mission of the Michigan Department of Insurance and Financial Services is to ensure access to safe and secure insurance and financial services fundamental for the opportunity, security and success of Michigan residents, while fostering economic growth and sustainability in both industries. In addition, the Department provides consumer protection, outreach, and financial literacy and education services to Michigan citizens. For more information, visit or follow the Department on Facebook, Twitter, or LinkedIn.