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October 16, 2025
Media Contact: DIFS-press@michigan.gov
Consumer Hotline: 877-999-6442, Michigan.gov/DIFScomplaints
FOR IMMEDIATE RELEASE: October 16, 2025
(LANSING, MICH) In response to Gov. Gretchen Whitmer’s Executive Directive, the Michigan Department of Insurance and Financial Services (DIFS) has issued a bulletin to ensure Michiganders continue to have health insurance coverage for no-cost COVID-19 vaccines. The bulletin reminds health insurers that plans in the individual and small group markets are required to continue to cover COVID-19 vaccines at no cost to consumers.
“Michiganders deserve access and coverage for COVID-19 vaccines, which is why I directed state departments to remove unnecessary barriers to ensure the COVID-19 vaccine is available to for Michiganders,” said Governor Whitmer. “According to medical experts, vaccines remain the safest and most effective way to stay healthy during this upcoming cold and flu season. I’m committed to providing Michiganders with the best options for staying safe and healthy.”
“Governor Whitmer’s Executive Directive is clear: we must ensure that vaccines remain available to Michiganders who want them so they can protect themselves and their loved ones,” said Director Fox. “Many insurers have already committed to continuing this vital coverage for COVID-19 vaccines, and today’s bulletin is another way to clear barriers and protect consumers. DIFS is prepared to assist consumers with any questions or concerns about their health insurance. Our live call center is available Monday through Friday, from 8 a.m. to 5 p.m., at 877-999-6442.”
The bulletin advises insurers in both the individual and small group markets that they are required to provide no-cost coverage for immunizations if the federal Advisory Committee on Immunization Practices (ACIP) includes the immunization in its recommendations. The ACIP continues to recommend the COVID-19 vaccine.
Consumers with questions about health insurance coverage for vaccines should contact their insurance company. If they cannot get the information they need or have additional questions, they should contact DIFS for assistance from 8 a.m. to 5 p.m. Monday through Friday at 877-999-6442. More information about health insurance coverages can be found at Michigan.gov/HealthInsurance.
DIFS is reminding Michiganders that the Health Insurance Marketplace Open Enrollment period will begin on November 1, 2025. During this open enrollment period, consumers who act by December 15 can change their current plan or enroll in a new plan for coverage beginning January 1, 2026, by visiting the Health Insurance Marketplace or by calling 800-318-2596 (TTY: 1-855-889-4325). Additional information, including links to find free local help from navigators, is available on the DIFS website.
The mission of the Michigan Department of Insurance and Financial Services is to ensure access to safe and secure insurance and financial services fundamental for the opportunity, security, and success of Michigan residents, while fostering economic growth and sustainability in both industries. In addition, the Department provides consumer protection, outreach, and financial literacy and education services to Michigan residents. For more information, visit Michigan.gov/DIFS or follow the Department on Facebook, X, or LinkedIn.
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