How our department monitors insurance market practices
Insurance Company Contract and Rate Filings
DIFS Prohibition Orders for Consumer Finance and Credit Union.
Licensing - Consumer Finance and Mortgage
Consumer Finance and Mortgage Forms
BIDCO and Anti-Redlining Forms.
Statutes, Rules and Regulations
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On an annual basis, auto insurers must submit an Auto Insurance Utilization Review Insurer Annual Report (FIS 2358) form to the Department of Insurance and Financial Services (DIFS) no later than March 31 of each year. See Mich Admin Code, R 500.68. The form is used to provide DIFS with information regarding any material changes to the auto insurer's utilization review (UR) program and the preceding year's UR activities. The form must be emailed to DIFS at DIFS-URCertification@michigan.gov.
An auto insurer must submit a renewal application to DIFS at least 90 days before the expiration of their current certification. To do so, email the Application for Unconditional Certification of Auto Insurance Utilization Review Program (FIS 2362) form and supporting documents to DIFS at DIFS-URCertification@michigan.gov. Please note: An annual report is still required during a renewal year.
