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Michigan Catastrophic Claims Association Refunds FAQ
Michigan Catastrophic Claims Association Refunds
Michigan drivers received $400 per vehicle auto insurance refunds in 2022. Below are answers to frequently asked questions and additional information about the surplus refund process.
Below are answers to frequently asked questions and additional information about the surplus refund process.
Frequently Asked Questions
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Who is eligible to receive a refund?
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Do I have to do anything to get my check if I am eligible?
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How much will the refund be?
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When and how will I get my refund?
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Are motorcycles and RVs eligible for the refund?
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Are trailers eligible to receive an MCCA refund?
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I do not have unlimited Personal Injury Protection (PIP) medical coverage. Will I still get a refund?
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My vehicle was in storage on October 31, 2021 with only comprehensive coverage. Am I eligible for a refund?
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I have a historic car and/or a historic motorcycle that is registered and insured as a historic vehicle. Will this historic vehicle qualify for a refund?
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I sold my car in July and did not have an insured vehicle as of 11:59 p.m. on October 31, 2021. Will I get a refund check?
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What does this refund mean for people currently receiving care for auto accident injuries?
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What do I do if I have questions or concerns about the refund process?
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I owe a balance to my insurance company. Can my insurer use the refund toward my balance owed?
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What can I do if my insurance company tries to send me a refund in the form of gift cards or a discount on future premium payments?
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I changed my auto insurance company after October 31, 2021. Which insurer will be responsible for issuing my refund?
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I have moved since October 31, 2021, how will I get my refund?
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Will my refund be taxable?
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Why will it take the MCCA so long to send the surplus funds to insurance companies? Why will insurance companies need 60 days to send me my refund check?
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Someone from my insurance company called and asked me to verify my banking information so they could deposit my refund. Is this legitimate?
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I own a company that operates a fleet of cars. They were all insured for road use as of 11:59 p.m. on October 31, 2021. Will these cars be eligible for an MCCA refund and, if so, how much can I expect to receive?
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I paid into the MCCA for years but did not have a Michigan auto insurance policy on October 31, 2021. Why won't I get a refund?