Retiree Voluntary Benefits
Benefits for Life, the retiree-paid, optional coverage program offered through the State of Michigan, is designed to help you be safe, be protected, and be prepared.
The program offers you the opportunity to apply for coverage in key benefit areas.
The Benefits for Life offerings do not replace your State-sponsored benefit plans. Instead, the program offers additional financial protection with premiums payable through the convenience of pension deduction. You can customize your coverage by choosing from a range of plans that offer a combination of benefits and features that can help meet your personal and family insurance needs.
Select the links below to review the optional coverage plans for retirees:
Supplemental Term Life Insurance
Supplemental Term Life Insurance serves as a foundation of financial protection that pays a lump sum benefit in the event of death. A variety of flexible policy features are also available.
The Legal Plan provides access to a network of attorneys over the phone or in-person for many common personal legal issues.
Auto and Home Insurance
This benefit provides an exclusive discount on already competitive rates for auto and homeowners insurance.
The Discount Plan provides exclusive discounts from thousands of local and national merchants.
Individual Long-Term Care Insurance
Many people require some amount of long-term care services as they age. Planning for the potential cost of long-term care is something that everyone should consider.