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Paying for College in Michigan

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Paying for College in Michigan

Paying for education after High School is a lifelong investment in achieving life's goals. Getting there may require the assistance of resources including the Federal and State Governments, private financial institutions, family contributions and individual savings.

Types of Financial Aid


A source of financial aid that does not have to be repaid and is based on demonstrated need in your FAFSA. These could be Federal, State, College or Community Foundation awards. 


A source of financial aid that does not have to be repaid. Scholarships may be awarded based on any number of criteria, such as academics, achievements, club participation, hobbies, talents, and affiliations with various groups, or career aspirations. These could be Federal, State College or Community Foundation awards.

Work Study

A need-based student employment program, in which eligible students work part-time and earn payroll wages to help fund their education related expenses. These are Federal awards. 


Loans are included as an optional funding source for students and their parent(s), who promise to repay a specified amount, including applicable interest. These could be Federal loans and/or Private loans each with different interest rates and repayment options/requirements.

Saving for College

Michigan offers several 529 college savings programs to assist you in saving for future college expenses.
Saving and Planning
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State Financial Aid Programs

MI Student Aid offers a number of scholarships, grants, and outreach programs. Find out which ones you may be eligible for. 
MI Student Aid Programs

Federal Financial Aid Programs

There is a variety of federal financial aid programs available. Learn more about filing a Free Application for Federal Student Aid (FAFSA) and more. 
Federal Student Aid Programs
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Student Debt Clinics

Already Accepted to College?

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Financial Aid Office Websites

Check out and compare the financial aid options and eligibility requirements at your Michigan colleges.
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Understanding Your Award Letter

This resource will help you have a better understanding of the sources of financial aid you have been awarded.