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While the Office of Retirement Services enrolls Defined Benefit plan retirees and beneficiaries in health, prescription drug, dental, and vision benefits, the Employee Benefits Division of the Michigan Civil Service Commission negotiates the carriers, coverage, and rates for retirees. Judicial retirees who qualify for insurance may participate in the State Health Plan PPO administered by Blue Cross Blue Shield of Michigan (BCBSM), State Dental Plan administered by Delta Dental, and State Vision Plan administered by BCBSM. For coverage details, visit the Retiree Information section of the Michigan Civil Service Commission website. For retiree insurance premium rate information, contact ORS or your Judiciary Human Resources office. Once you retire you may be eligible for individual Long-Term Care Insurance (LTC). Visit the Employee Benefits Division of the Michigan Civil Service Commission under Retiree Eligibility for details.