How our department monitors insurance market practices
Insurance Company Contract and Rate Filings
DIFS Prohibition Orders for Consumer Finance and Credit Union.
Licensing - Consumer Finance and Mortgage
Consumer Finance and Mortgage Forms
BIDCO and Anti-Redlining Forms.
Statutes, Rules and Regulations
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November 02, 2020
Open enrollment for people who need to enroll or re-enroll in health insurance has started and the Michigan Department of Insurance and Financial Services (DIFS) is here to answer questions you may have related to health insurance and your enrollment options.
Open enrollment on the Health Insurance Marketplace runs through December 15, with coverage beginning January 1, 2021. To review coverage options and enroll, consumers can visit the Health Insurance Marketplace at www.healthcare.gov or call the Marketplace Call Center at 800-318-2596 (TTY: 1-855-889-4325). Depending on income and their situation, consumers may qualify for cost sharing reductions, premium tax credits, or Medicaid.
DIFS can help you with health insurance questions, complaints, and shopping tips, and can help answer questions about special enrollment periods for those who need coverage for 2020 after experiencing a job loss or income reduction. Contact DIFS toll free Monday through Friday 8 a.m. to 5 p.m. at 877-999-6442 or visit Michigan.gov/HealthInsurance for help getting started.
The mission of the Michigan Department of Insurance and Financial Services is to ensure access to safe and secure insurance and financial services fundamental for the opportunity, security, and success of Michigan residents, while fostering economic growth and sustainability in both industries. In addition, the Department provides consumer protection, outreach, and financial literacy and education services to Michigan residents. For more information, visit www.michigan.gov/difs or follow the Department on Facebook, Twitter, or LinkedIn.
Consumer Hotline: 877-999-6442, Michigan.gov/healthinsurance
